Difference Between ATV, UTV, RTV Insurance
What does ATVs stand for?
ATV stands for All-Terrain Vehicle which is much like a motorcycle only that ATVs are three to four-wheelers.
What does UTVs stand for?
UTV stands for Utility Task Vehicle or Utility Terrain Vehicle. Commonly referred to as a side by side, these high power, high adrenaline off road vehicles can easily conquer the rugged jeep and 4×4 trails and terrain of back-country!
What does RTVs stand for?
RTV (Road Taxed Vehicle) or (Rugged Terrain Vehicles) trialing is the most common form of trialing. As the name suggests, it is for vehicles that are road-legal (and thus required to pay vehicle excise duty). This excludes vehicles that are highly modified or specially built.
What is the difference between an ATV and UTV\RTV?
The steering differs between the two. On an ATV, a rider will steer using a handlebar system, while UTV \RTV drivers will steer using a steering wheel similar to that in a car or truck. The configuration of a UTV\RTV allows for more passengers to ride along, which is useful in maintenance settings or construction sites.
Do I need insurance for an ATV, UTV or RTV?
In short, yes you do need insurance on your ATV, UTV, RTV vehicle.
A good plan for ATV, UTV or RTV Insurance in Ontario can help you avoid the high cost of medical bills and property damage. The right policy can also protect against theft, vandalism, and other perils. Driving without insurance on these vehicles can carry a $5000 fine.
Many off-road vehicle owners mistakenly believe their Homeowner’s Insurance policy covers their ATV, UTV or RTV. But that isn’t the case. Our ATV, UTV or RTV Insurance plans provide you with coverage against theft and other issues whether your on your own property or you have your vehicle off your property.
An ATV, UTV or RTV Insurance policy from Duliban Insurance can provide you with peace of mind while you enjoy your favorite pastime. This policy offers coverage for Liability, Property Damage, and Accident Benefits. Additional coverage options are available for Comprehensive and Collision protection.
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