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Landlord Insurance in Ontario

Whether you’re a seasoned landlord or have just entered the real estate game, we’ll help you to protect your investment and navigate the market with confidence. Get a rate you can count on from a team you can trust.

property ownership

Comprehensive Ontario Landlord Insurance

When you decide to rent out a property in Ontario, it’s essential to protect your investment with landlord insurance. Unlike standard homeowner insurance, landlord insurance provides specialized coverage tailored to the unique risks associated with renting out a property. Whether you’re renting out a single-family home, a condo, or a multi-unit property, landlord insurance in Ontario ensures you have the protection you need against potential financial losses.

What Is Landlord Insurance?

Landlord insurance is a form of property insurance tailored specifically for those who own rental properties. It covers various risks that may arise when leasing your property to tenants. While homeowner insurance is intended for owner-occupied homes, landlord insurance caters to properties where the owner is not the primary resident.

Landlord insurance generally offers several essential types of coverage:

  • Property damage. This covers the physical structure of your rental property, including damage caused by fire, storms, vandalism, or other covered perils.
  • Liability protection. If a tenant or visitor is injured on your property and you are found liable, this coverage helps with legal fees, medical costs, and potential settlements.
  • Loss of rental income. If your rental property becomes uninhabitable due to a covered event (like a fire), this coverage compensates you for the lost rental income during the repair period.
  • Optional coverages. Depending on your needs, you can add optional coverages such as protection for furnishings, appliances, and other contents you own within the rental unit.

When Is Landlord Insurance Necessary?

Landlord insurance in Ontario is necessary whenever you are renting out a property, whether it’s a short-term or long-term lease. Here are some scenarios where you would need landlord insurance:

  • Renting out a secondary property. If you own a second home or a vacation property that you rent out to tenants, landlord insurance is crucial to protect your investment.
  • Short-term rentals. If you use platforms like Airbnb to rent out your home or condo temporarily, a landlord insurance policy can offer the necessary coverage that typical homeowner insurance may not provide.
  • Condo rentals. Even if you own a condo and rent it out, landlord insurance can cover aspects that your condo corporation’s insurance may not, such as liability within your unit and loss of rental income.
  • Multi-unit properties. If you own an apartment building or a multi-family home, landlord insurance is vital to protect against the higher risks associated with multiple tenants.

Advantages of Having Landlord Insurance

Investing in landlord insurance in Ontario comes with several advantages that help you safeguard your rental property and your financial future.

Comprehensive Protection

Landlord insurance offers comprehensive protection tailored to rental properties, ensuring that you are covered against a wide range of risks. This can include everything from property damage due to natural disasters to liability issues arising from tenant-related incidents.

Peace of Mind

As a landlord, worrying about potential damages or legal issues can be stressful. With landlord insurance, you gain peace of mind knowing that you are financially protected. This allows you to focus on managing your property and tenants without the constant fear of unexpected expenses.

Protection Against Loss of Income

One of the biggest advantages of landlord insurance in Ontario is the coverage for loss of rental income. If your property becomes uninhabitable due to a covered event, you won’t have to worry about the financial strain of lost income while repairs are underway.

Liability Coverage

Accidents happen, and if a tenant or visitor is injured on your property, you could be held liable. Landlord insurance provides liability coverage that can help pay for medical expenses, legal fees, and any settlements, protecting you from potentially devastating financial losses.

Flexibility in Coverage

Landlord insurance policies can be customized to fit your specific needs. Whether you need coverage for additional structures on your property, protection for furnished units, or higher liability limits, you can tailor your policy to ensure you have the right level of coverage.

How to Obtain a Landlord Insurance Quote in Ontario?

Getting a landlord insurance quote in Ontario is a straightforward process, especially when you work with a reputable landlord insurance broker like Duliban Insurance Brokers. Here’s how you can get started:

  1. Assess your property and needs. Start by evaluating your rental property and determining what types of coverage you need. Consider factors like the type of property, its location, the number of units, and any additional structures or contents you want to insure.
  2. Contact Duliban Insurance Brokers. Reach out to Duliban Insurance Brokers to discuss your landlord insurance needs. As a specialized landlord insurance broker, we have the expertise to guide you through the process and ensure you get the best coverage at a competitive price.
  3. Compare quotes. Duliban Insurance Brokers will gather quotes from multiple insurance providers, allowing you to compare different policies. We help you understand the coverage options, limits, and premiums so you can make an informed decision.
  4. Customize your policy. Once you’ve selected a quote, we’ll work with you to customize your policy, adding any optional coverages you may need. Our goal is to ensure that your landlord insurance policy fully protects your investment while staying within your budget.
  5. Finalizing your insurance. After customizing your policy, we’ll help you finalize the details and get your insurance in place. With Duliban Insurance Brokers, you can rest assured that you have comprehensive coverage, tailored to your needs.

Why Choose Duliban Insurance Brokers?

When it comes to securing landlord insurance in Ontario, choosing the right insurance broker is crucial. There are many advantages to working with us as a trusted and reliable landlord insurance broker.

Expertise in Landlord Insurance

At Duliban Insurance Brokers, we specialize in landlord insurance. Our team understands the unique risks and challenges that landlords face and is equipped to provide the best solutions tailored to your needs.

Access to Multiple Insurance Providers

As an independent broker, Duliban Insurance Brokers works with a wide range of insurance providers. This means we can shop around on your behalf to find the best coverage options and rates, ensuring you get a policy that fits your specific needs.

Personalized Service

We are committed to delivering a tailored service experience to every client. From the initial consultation to policy renewal, our team is dedicated to understanding your needs and providing support every step of the way.

Competitive Rates

With our extensive network of insurance providers, we can secure competitive rates for your landlord insurance. We understand the importance of keeping costs manageable while ensuring you have comprehensive coverage.

Local Knowledge

As a broker based in Ontario, Duliban Insurance Brokers has in-depth knowledge of the local market. We understand the specific risks that Ontario landlords face and can provide advice and coverage options that are relevant to your area.

Protect Your Investment with Duliban Insurance Brokers

Investing in rental property can be highly profitable, but it also involves certain risks. Protecting your investment with landlord insurance in Ontario is not just a smart decision – it’s essential. With the right coverage, you can safeguard your property, your income, and your financial future.

At Duliban Insurance Brokers, we are committed to helping landlords find the best insurance solutions. Whether you need a landlord insurance quote, advice on coverage options, or assistance in customizing your policy, our team is here to help.

Don’t leave your investment to chance. Contact Duliban Insurance Brokers today to learn more about how we can help you protect your rental property with comprehensive landlord insurance. Allow us to give you the peace of mind you deserve.

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What properties need landlord insurance?

Tenant Insurance

Rental Homes Insurance

Single-family houses or detached homes that are rented out to tenants.

Multi unit

Multi-Unit Dwellings Insurance

Apartment buildings, duplexes, triplexes, or any property with multiple rental units.

Condo insurance

Condos Insurance

Condominium units that are rented to tenants.

Airbnb Insurance

Vacation Rentals Insurance

Properties used as short-term vacation rentals, such as cottages or vacation homes.

Car insurance in Ontario

Coverages

Dwelling Coverage

Dwelling Coverage

Protects the structure of the rental property, including the building and any attached structures (e.g., garage). Typically covers damage caused by perils like fire, lightning, wind, hail, vandalism, and more.

Liability Coverage

Liability Coverage

Provides protection if a tenant or visitor is injured on the rental property, and the landlord is found liable. It can also cover legal expenses. Standard liability coverage amounts vary but are usually in the range of $1 million or more.

Contents Coverage

Contents Coverage

Covers the landlord's personal property within the rental property, such as appliances or furnishings provided by the landlord. Optional and chosen based on the value of personal property items.

Loss of Rental Income (Optional)

Loss of Rental Income (Optional)

Reimburses the landlord for lost rental income if the rental property becomes uninhabitable due to a covered peril (e.g., fire, flood). Optional, and the coverage limit is typically a percentage of the rental income.

Vandalism and Malicious Damage Coverage (Optional)

Vandalism and Malicious Damage Coverage (Optional)

Protects against damage caused intentionally by tenants or others on the property. Optional, with limits based on the policy.

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Our Reviews

What you say matters to us

We are proud to have a 4.8 Google rating with honest reviews from over 600 client experiences.
Duliban Insurance Brokers
Excellent
4.8
Based on 1099 reviews
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Alex was amazing! She was able to walk me through the process and even helped me find details about my home that I didn’t know. She was so pleasant and patient while I worked through my details.
Big thanks to Hilary Phelps for continued support and encouragement 🙏🏻🙏🏻🙏🏻🙏🏻
Lisa Brant is excellent. Superb patience, effort and attention to detail.
During the process of replacing our vehicle with a new vehicle I was able to speak with Brianna Lymburner. She was able to answer all my questions and provide me with information in a very timely manner. She made the process easy and stressless. Thank you Brianna. I will be in touch with you without hesitation if the need arises. A great experience dealing with you. Thank you!
Had a referral from my sister to get an insurance quote from Trevor Greenizan. My rates had increased substantially from last year and I wanted to shop around. So glad I contacted Trevor. He is knowledgable and professional . Was able to give me a great rate for all our insurance needs. I have already recommended him to my family and friends.
Very happy with the experience getting signed up with Duliban Insurance Brokers and thank you very much to Alexandra Shortridge for making it an easy process!!!
Attended the Welland location and was served by Senior Producer TODD MINOR in a very professional way. He provided information I was not aware to even ask, and with much attention to detail. A pleasant experience feeling my business is in capable hands. Thank you for your assistance.
Great customer service! My Rep Lisa is a great help, they were able to lower my rate significantly
Hillary is a great person to help you thanks for the great experience
I was quite impressed with the experience and the insurance rates quoted. Bryana was very accommodating. Would definitely recommend.
I met with Lisa Brant to discuss auto insurance. She was extremely helpful and informative about combining my auto and home insurance, which I did. Very happy to be saving money. Lisa made the whole process painless!! Thank you, Lisa
Highly professional and full of knowledge the one and only “ Warren “ . 👍👍
Warren Drake, Thank you so much for your help. Your knowledge and expertise made the process smooth and easy to understand. It was very comforting that you know exactly what was my need with all the details you mentioned you save me a lot of money so thank you so much for your help.
Bryana was very supportive and professional during the process of getting a tenant policy for the very first time.
Great experience- I worked with Lisa sorting out insurance coverage for my first car. She went above and beyond to ensure I was quoted with an accurate and reasonable price. Initial quote was quite large but Lisa took her time and effort to find an affordable price. Couldn’t be happier with the experience I had with Lisa at Duliban, I highly recommend their services and if you have the pleasure of working with Lisa I’m confident you will be offered something you are looking for.
Bryanna at Duliban is amazing. She is patient, kind, responsive, and overall very genuine. I’ve been with Duliban for over two years now, they have assisted me in every way possible and have always been easy to work with. I would recommend them to anyone and I’m very grateful to have a team like this to help me with my insurance needs.
Warren was so helpful setting me up with car insurance. He made the entire experience quick and stress free. Thank you for your patience and all of your help!
After an unfortunate incident, I purchased a new vehicle. My previous insurance company quoted me an astronomically high rate.After being referred to June Sabbo, and Duliban Insurance by a family member, June had not only found me a much more reasonable rate, but also took the time to review and explain all the different options.At the end of it all, I ended up with better / more insurance coverage than I had with my previous company for the same rate as I was paying on a 5 year old vehicle.Highly reccomend June, and Duliban Insurance
Lisa was great, I’m very happy with her customer service and I got to use my EV discount. Will definitely use her again and I want to move over all my other Insurance over come time for renewal.
One of the most satisfying experiences I have in a long time. Hilary was very knowledgeable and professional. Hilary was able to address all my needs and followed up with me to make sure everything was done correctly and to my satisfaction. A job well done Thank you.Robert cockell
I had the pleasure of working with Brandan Ermacora. Professional, considerate and very helpful!
June was an absolute pleasure to work with. Her kindness, respect and professionalism was greatly appreciated. Thank you for showing me that exceptional customer service is very much alive at Duliban Insurance Brokers.
Brandon is great to talk to and goes out of the way to seek information. Thank you Brandon
Excellent help is what I got, thank yous!!!
Super friendly, very quick responses on questions and extremely adaptable with my busy schedule. I 100% recommend!
I recently moved my personal car insurance from my previous broker to Duliban Insurance Brokers. Hilary Phelps made this transition seamless. Very informative and quick acting. Thank you Hillary and Duliban for your exceptional service.
Absolutely wonderful service. Amy made signing a new marine policy an awesome experience and exceeded all expectations!!John
I recently bought home and auto insurance through Duliban insurance. My agent was Hilary Phelps. I received excellent customer service with Hilary providing several options prior to purchase. I would recommend Duliban Insurance as a company to do business with.
How fast and clear she was, absolutely amazed me she is so professional and responds in such a timely manner. I am so happy to become a new client and can't wait to continue!
I recently had the pleasure of working with Amy Brown, Senior Producer at Duliban Insurance Brokers, and I couldn’t be more impressed! Amy’s professionalism, dedication, and expertise truly set her apart. She went above and beyond to find the best insurance solution tailored to my needs, explaining every detail clearly and making the entire process seamless and stress-free.Amy’s exceptional communication skills and genuine care for her clients make her an invaluable asset to Duliban Insurance. I highly recommend Amy and the team at Duliban Insurance Brokers to anyone looking for personalized and reliable service. Thank you, Amy, for your outstanding support—I’m a customer for life!
Amy at Duliban is a great broker and is willing to go beyond expectations to help you find the best price for insurance. Thank you Amy.
The Quality of service and great work provided found me much better deal on my insurance. Last my a big shout out to Amy Brown for being an amazing broker 🙂
Bryana was amazing to help me find a insurer in such a short time and hopefully the best price, I definitely do recommend Duliban to all my family and friends.Thank youAngela
Efficient and professional, thank you for the great and friendly service!
An exhausting and terrible accident and claim and Brandon came to my rescue. He is prompt and thorough and I'm super thrilled with his attention to detail.
I enjoyed meeting with you I felt very comfortable and I wasn't nervous. You were very helpful.
Despite my poor hearing and speaking of English, She was very patient and kind enough to slow down and break it down for me. I really appreciate it.
Was a pleasure working with Todd. He was very knowledgeable and thorough every step of the way. Any questions or concerns I had he answered promptly and made sure I understood the policy.
Hilary was amazing to work with: she was responsive, quick and thought outside the box. She has been the best insurance broker we have had. We highly recommend her!
A great price, very knowledgeable, and excellent and efficient service.
Alex was thoroughly engaging, concise and quick as we needed coverage within a specified time frame. No hesitations in recommendations for her and the company as a whole.
I was completely impressed with their professionalism and customer service .their staff is not only friendly but also respectful and highly skilled.I got a good price on my car. 🌹
Great, fast, and friendly service! June made the entire process smooth and stress-free. Highly recommend!
Hilary Phelps was absolutely wonderful to work with and very helpful setting up my policy
Warren and the team were amazing! They really spent time speaking me with and listening to my wants and concerns for my auto insurance. The customer service and communication was kind, respectful, and they were able to assist me and send me on my way within the same day! Very efficient and timely. Thanks Duliban for my experience and look forward to keep working with you guys for the future.
Quick and friendly service
June was a wonderful help assessing what I needed and gave me a great price. She made the whole process painless and very quick!
professional fast accuracy satisfaction
June S. was an absolute professional and a pleasure to deal with throughout the whole process of insuring my auto and home. She took the time out of her schedule (even helping me out on her own personal time I believe). I highly recommend Duliban for anyone that wants amazing service and good rates.
I had a fantastic experience working with Amy at Duliban Insurance. She was incredibly courteous and thorough, making the entire process smooth and painless. Amy took the time to understand my needs and ensured everything was handled seamlessly. Big shout-out to her and the entire Duliban team for their continued support of everyday Ontarians like myself and their commitment to the community as a whole. I’m grateful for their dedication and highly recommend their services to anyone looking for a reliable, supportive brokerage. Thank you, Amy, for going above and beyond!
I have filled out quote for car insurance and next day Alex were contacted me. She found the best option for me in a compliance with my requirements. She get paperwork done very fast so next day I have signed them. Also Alex offered me help with cancellation mine current policy so everything run smooth and fast. I’m so thankful to Alex for her patient and professionalism.
Amy did a great job of finding me affordable insurance in a quick time period. Fantastic job!
Brandon Ermacora is awesome! We were literally at the dealership picking up a new vehicle and we had forgotten to arrange insurance beforehand. A call to Duliban and Brandon had us sorted with insurance almost immediately. I am extremely appreciative and very impressed. Thank you!
Very friendly service. Thank you!
Amazing experience with Duliban and Warren!! Warren Drake is so knowledgeable and friendly, his expertise helped me secure insurance that was right for me! His promptness and attention to detail is so appreciated! Highly recommend!!
Alex was friendly, knowledgeable and efficient. She was able to secure insurance that we were happy with while still saving money!!
Amy Brown is very helpful and we had some questions that she dealt with straight away. Experience was top notch, excellent service... Thank you Amy!
Quick and easy! Warren Drake assisted me in securing car and tenant insurance, and I could not be happier! Warren was delightful and took the work out of looking for the best deals myself. 10/10.
Very friendly very helpful
Very professional and helpful. Provided a quote the same day. Thanks
Amy was great to deal with.
Very helpful and clear communication.
Warren has been great in helping me get a great deal on a new auto/home policy.
Warren was extremely helpful in getting the best rates on a new truck! 10/10 would recommend
Great service! I had an amazing price on car insurance in 10 minutes! This new policy has saved me $120/month! The broker I dealt with was very knowledgeable and personable. Definitely worth a look to see what they can do for you!
June was quick, helpful and friendly. I’ll be recommending them to friends and family 🙂
We spoke with WarrenHe was very pleasant to speak with.Great customer service.
Duliban provides an incredible insurance experience, everyone you talk to is extremely helpful and has your best interests in mind. I have dealt with Bryana for the majority of my interactions and she goes over an above when it comes to customer service. I highly recommend this company. They are all Rock Stars!!!!
Amy was very patient and diligent! Found us a great rate and quick turnaround time!
Amy at Duliban Insurance Brokers was very helpful and I highly recommend people to reach out to her for a quote before paying their renewal. You will be amazed at what they can do for you. Thank you
Amazing friendly service Amy was great to work with and got me set up quickly thank you very much for all your help!
In Oct'24, I engaged Amy Brown at Duliban Insurance Brokers to seek insurance renewal for my house in Niagara Falls, ON and she provided a prompt and excellent service, and I finalized the insurance with Intact at a much competitive rate than my current insurance broker and insurance company in Toronto.The online portal of Duliban Insurance Brokers makes it easy to manage the Policy.
After purchasing our old insurance company of 30 years, there’s always a concern about continuation of a service level. Our new contact at Duliban, Tia, helped me while buying my new car and responded quickly to my questions and requests and sent the paperwork electronically so that I could pick up the vehicle early. She was very accommodating and friendly to deal with.
My experience was very good. Warren Drake gave me a great price on home and auto. The process was quite easy to switch over. Warren was always in contact with me during the process. I would recommend Warren and the people of Duliban insurance
Switching was easy and my broker (Bryana) was able to get everything sorted to make my new policy affordable and just right. I definitely recommend Duliban.
Tia was awesome and very helpful. Very happy with the service.
a Big Shout for Hilary for going extra mile to provide quote & getting documentation done in a clinical manner. An overall pleasant experience
Hillary has been extremely helpful getting us set up with insurance after a nightmare experience with Allstate.
Amy did a fantastic job at finding me the cheapest insurance possible. I had talked to 6 other insurance companies, or brokers, and she was the only one that found and told me that i had something on my file that shouldn't have been there.Amy was very personable, thorough, and friendly during the process.Thank you very much Amy.
Hilary was fantastic with getting me taken care of as quick as possible . So grateful for all the assistance provided .
Such a pleasure working with June on my vehicle insurance. She paid careful attention to my needs and the policy is what I wanted.
I recently contacted them for a quote, and the representative who assisted me, June, was exceptionally kind and professional. Her customer service was perfect, and the quote they provided was fantastic. I would highly recommend this company!
Quick and painless, saved on my premium and got a better policy as well!
I contacted Bryana about a quote for our home and trailer insurance. She was quick and very thorough with us getting us the correct quote we needed. She saved us a pile of money and was very professional. Thank you so much Bryana for your attention to detail and for putting money back in our pockets. I will definitely be encouraging others to contact you!
Bryana Brunette was so helpful getting my car insurance up and going today. I needed it done for today before my day shift in the morning. She was busy with other clients but made sure she took care of everything and sent the proper documents and instructions for me to get things done on my end. Thank you for your professional and understanding to the importance of it being finalized for me today. Thank so much Bryana
June Sabo was great in every way! Very quick, efficient and pleasant experience. Thank you!
Great customer service
Amy at Duliban Insurance has been absolutely wonderful. After my old insurance broker did me wrong, Amy ensured I got the best rate possible and was super patient with me when gathering all my information. Great experience !
My daughter recommended Duliban insurance brokers to me as I was looking for home and auto coverage, Hilary Phelps from Duliban was very helpful and professional, would definitely recommend to friends and family.Thank you Hilary
When I first called Duliban I had to cancel due to a family issue..Warren Drake was very understanding..about 2 weeks later I called him to see if we could arrange to get a car and house quote.Warren was fast efficient and his positive suggestions made my decision to allot easier to make.Thankyou Warren for taking the time to explain everything.Paula L Potter
Friendly and easy to work with!!!Thank you!!!
Really enjoyed my experience with Amy. She was very kind and helpful providing the best insurance rates.
June made the process very easy. I would recommend a call to her for your insurance needs.
Very responsive to my request, will definitely be shopping more insurance through Duliban’s
Great service, efficient and friendly!
June was an amazing help and very patient and courteous with me every step of the way. I cannot thank her enough for her help in securing me the lowest price possible on my car insurance.
I had the best experience at Duliban! Fast, efficient and friendly service. Very professional and so very helpful! Thank you Hilary!
It was a great experience quick and simple with no issues whatsoever with getting set up with them
Quick service from Duliban team , Bryana was great.
We just became part of the Duliban "family". June was very helpful and professional in putting all our requirements together completely and in a more than timely manner! Refreshing to deal with someone who "can" instead of "can't"... and LOCAL.
I dealt with Amy for my home and auto insurance. She was super helpful and a pleasure to deal with. She helped me get a very reasonable rate and the communication throughout the entire process was great. Very happy with my decision to contact Duliban.
She found us the best rates,She was kind and very helpful! We would recommend Amy !
Received excellent service from Amy Brown in setting up auto insurance - thank you!
A friend referred Duliban to me when I was looking for auto insurance. I had a wonderful experience working with Bryana…she was so pleasant and knowledgeable during our interaction. From the moment I called, I was greeted with happy sounding people…people who obviously enjoy their role with customer service. Thank you again and I will highly recommend your services.
Duliban has been my broker of choice for years and with every interaction my experience has been amazing. The staff are friendly and address any communication very quickly and efficiently.
Hilary was great! Quick easy and efficient!
I have been quite disappointed with several of the staff at this insurance broker, but Maria Fonseca was excellent in her role and provided unexpectedly efficient and friendly service. I would recommend asking for her if you want to be very satisfied.
Warren was awesome at getting me a policy for my new ride! He explained everything thoroughly and answered any all questions with confidence. I cannot recommend him enough. Duliban has been amazing to deal with.
Amy was absolutely great. Made things fast and convenient for me so I could get everything I needed done in 1 day
Jane Hanna was polite and prompt in responding to my inquiries and vehicle insurance required changes. She is always a pleasure to deal with. Richard Jacob
Shopping for insurance is never fun but Amy made it so simple and was a tremendous help. Can’t thank you enough Amy!
Very helpful..got my documents emailed immediately. Thank you
The people that work in this office in Beamsville are incredible. They helped us navigate a claim and were kind and compassionate while we were distressed. Sheri you are awesome!!
Looking for a face to face quote for both house and auto insurance and dropped in to Duliban insurance on King St in Welland. I was quickly introduced to Amy Brown and we went to her office. Amy was very knowledgeable and professional in providing the information that I was looking for. There was one piece of information that I did not have and she could not retrieve electronically. She promised to get the information and send to me electronically which she did. My follow up questions were responded to quickly. Of the quotes I obtained Duliban were the best. I will be purchasing my insurance with Duliban. Amy has also informed me of their on line portal which will provide me quick access to my insurance need needs such aa online filing of a claim should the need arise.I would not hesitate to recommend Duliban Insurance agency and the services of Amy Brown for your insurance needs.
Hello Friends and fellow insurance seekers. I am here to tell you that you will be making THE choice that you are looking for in an insurance company. As a new customer with DULIBAN, I have the pleasure of understanding all I need to know about how to be safe on the road, with Duliban’s wonderful agent JUNE SABO. She helped me with all my questions before I even needed to ask them And More! June is the type of person who lets you feel you have made the right choice and know you joined a friendly family who cares about their customers. Very fair rates. Easy conversation. And always there when you need help. Thank you JUNE, and all the team at Duliban for getting me out on the road safely. Brad Beachin, St. Catharine’s, Ontario, Canada.
Maria was professional and knows her stuff.I am completely satisfied and would recommend her to my friends and relatives.But I think you need to change your phone answering system as well as the VOIP . Not up to Industry Standards.
Worked with Duliban to get the best and most affordable home insurance policy. Amy was great to work with and made it a quick and easy process to lock in our new home insurance!
I and my wife have been clients of Todd Minor for more than 15 years. We now have Maria Alvarez filling Todd's shoes We wanted to say that although we miss Todd Maria has done an excellent job in looking after both our auto and home insurance needs. Thank you for going the extra mile for us Maria
I had a good experienceThanks for your helpHenry
Amy Brown was very helpful and advised me about my insurance needs. I started two policies with the company.. one for my dwelling and the second for my sailboat. I have two automobiles that will require new policies when the existing ones expire.
Jane Hanna was absolutely accommodating and so very helpful. What would have taken me forever, took her mere minutes and I'm so appreciative of her time and pleasant demeanor. Thanks, Jane. You're wonderful
Jane was able to help me to the best of her abilities and set me up with an insurance plan later this year which will give me more savings.
Bryana was very helpful and well informed in helping me find a policy that was suitable for me. She is very professional and I would highly recommend her.
Hilary made getting affordable car insurance quick and easy, I would highly recommend her to anyone in the market for any insurance.
Very pleased with the service ,and also getting everything done promptly. Very satisfied .CheersDan Kring
Great service! Andrew is extremely helpful!Thanks team.
June was very thorough. Spent a lot of time with me going over different options of different policies and did not rush through any of it at all. We are incredibly happy with the customer service and the rates that we were given.Thanks June!
Hillary has been extremely helpful. In my eyes she has gone above and beyond to help me obtain the cheapest possible insurance that I could find. Look forward to being able to work with her in the coming time that I am a client just pick number one two
Jane Hanna Was super helpful, was stressed out and she addressed and fixed my issue
Amy was great to work with right from the start. Very professional. Answered all my questions and took the time to explain all of m y coverage.
Hilary was great to work with. She helped set my husband and i up with home and auto insurance. Highly recommend.
Always enjoy working with Duliban, been using them since my first car. Todd just helped me out with insuring my bootcamp business and the process went well with consistent communication. Thanks, again team!
Jane always goes above and beyond for her clients! She is quick to help, thoroughly explains anything that a client may not understand, and is very kind and personable! I will always go to Jane for all of my insurance policy needs! Thanks Jane 😊
I thank Maria A. for all her time reviewing our policy and finding the best possible rates for us. She was a pleasure to work with.
Really helpful and insightful when obtaining insurance
I did a sibstitution of vehicle through the Dunnville office with Jane.Jane did a fabulous job, doing everything efficiently and correctly.Jane sent the required confirmations to my dealer right away. They were very satisfied with the information.Great job Jane! Many thanks, Perry
Warren, my Duliban Insurance representative, was extremely helpful, thoughtful and diligent. Thoroughly making sure I was happy with insurance that totally fits my needs. Thanks so much!
Amy Brown was a big help in myself making decision to switch to Duliban Ins. Brokers....
I will give positive feedback on the competitive rates that were provided by this insurance brokerage, however, I've never had such poor quality customer service and the only reason I have renewed with them this year is because I didn't have enough time to quote with anyone else. I won't be in this position next year.I just received a call from Jason (business owner), we had a very constructive conversation and I feel satisfied that business will run more smoothly moving forward. I sincerely appreciate his time and attention to the matter.
June Sabo, at Duliban Insurance Brokers, handled my house insurance flawlessly. She asked all the right questions and was well versed in the intricacies of insuring an older home. It's so important to have the proper coverage and June quickly and effectively fulfilled all of my insurance requirements. Plus, she was lovely and friendly.
Very prompt service. Pleasant to talk to. Looking forward to dealing with Duliban Insurance.
My many years with Todd Minor and company (Duliban Insurance Brokers) have been nothing but excellent. I have always felt supported in any request. Any situation or question has always been handled effectively and dealt with as a good question. I have always received information that was important to know but I may not have asked about it. They value you as a customer and share their expertise so that you can make the best possible choice.This company and it's people that make it work are highly recommended. It is a healthy and balanced blend of personal contact and electronic access.
Went online for a quote Duliban was over $700 cheaper!!
June took the time to review my current policy. She provided me with an upfront and honest assessment of my insurance needs. Highly recommend setting up an appointment for a review of your insurance needs. 👍
Thanks to Amy Brown for arranging our insurance needs in a timely and professional manner.
My Dad is insured with Duliban and was having trouble with a claim through CAA Sheri in their claims department was able to assist me in re-opening his claim and hopefully we will now get thigs resolved. I am grateful to her for her fast and supportive communication and customer service skills.
Great company and agent. I set up a phone appointment and they called me at the time I wanted. Very friendly and nice to talk to. I had my policy with no issues in a timely fashion. Definitely will get quotes on my other vehicles when my other policy comes due. I am going to let family and friends know as to my experience with you and the money I saved. Which I saved alot. Thank you for making the transition fast and easy
Hilary was great thanks!
Hilary exceeded my expectations when looking for new insurance, The wonderful customer, service and assistance received is what made me decide to go with this company. Thank you Hilary for making this a smooth transition
Super helpful, fast, and efficient. Good rates as well.
Very professional. Prompt response. Would recommend. FYI the person I dealt with was June
I have had a experience working with Adam and Sanden from Duliban insurance. Very responsive and accommodating for my business insurance needs. Would recommend them to any business!
Hilary was fast and professional with my quote.
My experience with Duliban was exceptional, June was very friendly, she got me the insurance I needed quickly and efficiently!
Very friendly efficient service provided by Hilary Phelps. Highly recommended!
Best experience I every had with an insurance company. Amy is the most efficient and professional agent I every came across. I could not recommend more. Reach out and you will not be disappointed! Big thank you!!!
They have always been very helpful. Provide a good service.
We recently switched our home and auto insurance and are very happy with our decision. Eric Didemeus was instrumental in helping us make the move.
Duliban Insurance has served my insurance needs very well. I like the family type atmosphere that they have. Most insurance brokers treat you like a number with poor customer service. I have recommended them to friends and family.
Troy Blackledge from Duliban was very helpful with finding the best car insurance rates for me. I am also very impressed by his fast and detailed replies.
Always professional knowledgeable and welcoming with any of business or personal insurance needs
Excellent pricing, great thorough explanationsYou won't be disappointed.
An insurance broker is an insurance broker but what makes Duliban stand out is their customer service!! Tammy Lemire really drove it home for me and saved me alot more than a few bucks. Great experience and definitely recommend calling them!
Duliban is amazing but mostly because of their people. If you want a rockstar agent, Tammy Lemire is the one! She is knowledgeable, transparent, has amazing follow up and communication. I could go a year without speaking to her and send an email and it was like she had just spoken to me yesterday. Very professional. I’m treated more like family than a customer. Thanks Tammy!
Jane and Tammy were very helpful and did a fantastic job assisting me
I would like to thank Warren for going above and beyond in securing my home insurance. Warren worked tirelessly to meet my deadline. I am happy to recommend Duliban.
Always prompt service, have been withthese guys 50 years.
Top notch Insurance brokers that went the extra mile. My Insurance company left me hanging for many days after my accident and let's just say there approach was reflecting their very very poor service. Duliban professionally directed me and did what ever it took to make things right. If it wasn't' for Duliban not forgetting about the most important person, that is the customer, my insurance company would have lost one. They could learn a lot from Duliban on how to look after a customer and show them that you care. A special Thankyou to their Senior Customer Service Professional "Tammy".Drive Safe!
Nice and professional people.
Ask for Amy she is the best and easy to work with!!!100% Recommend
amy brown is too helpful and she provided me best and cheaper deal
Mike was very responsive, friendly, professional, and easy to work with. Got a quote within minutes and was so pleased with the service, we moved both our auto and home insurance over.
I was looking for insurance quotes on The Lowest Rates website and was directed to Duliban Insurance.I talked to Amy Brown and received great profesional service and good rates also.
I appreciated Amy's quick response and friendly helpful attitude when we inquired about property insurance. She was able to give us what we needed the same day that we called!
Great service and price
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Frequently asked questions

Get the scoop on this recommended coverage in Ontario.

Is landlord insurance mandatory in Ontario?

No, it’s not mandatory by law, but it is highly recommended for landlords to protect their investments.

Can I use my regular homeowner’s insurance for my rental property?

No, homeowner’s insurance typically does not cover rental activities. You need landlord insurance to ensure proper coverage.

Do I need landlord insurance if I have a property management company in Ontario?

Yes, even with a property management company, landlord insurance is necessary to protect against risks not covered by property management agreements.

Does landlord insurance cover appliances provided to tenants?
Yes, landlord insurance can cover appliances that the landlord provides, such as stoves, refrigerators, or washers, but this depends on the policy. Coverage usually applies to damage caused by covered perils like fire or vandalism, but not wear and tear.
Can landlord insurance cover tenant-caused damage?

Yes, if you have optional coverages like vandalism and malicious damage, it can cover intentional damage caused by tenants.

How can I save on landlord insurance premiums?

Consider increasing your deductible, bundling policies with the same insurer, and maintaining a good loss history to potentially lower your premiums.

Can a landlord include the cost of insurance in the rent?
Yes, a landlord can include the cost of insurance in the rent by factoring it into the total rental price. However, this should be clearly communicated to the tenant, and it must comply with local rental regulations.
How do I contact your landlord insurance broker manager in Ontario?
Call us at +1 855-385-4226. The manager will answer all your questions and help you with the landlord insurance quote.
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