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Ontario Home Insurance

Protect the place you call home.

We specialize in affordable coverage, no matter your living situation. Unlock a better rate and maximum savings on your home, rental, cottage and more.

We’re in the business of protecting your favourite places & spaces.

Explore affordable home insurance options in Ontario, crafted to suit your unique needs by our experienced insurance brokers. We are committed to providing cost-effective coverage that safeguards your home and belongings without compromising quality or peace of mind.

Bundles & Discounts

Some things are just better together

Save up to 50% on home, plus 20% on auto with a variety of our multi-policy discounts. Conveniently manage both of your policies under one roof with 24/7 access through our self-serve portal.

Custom coverage, no matter where you live.

Types of Home Insurance in Ontario

We offer comprehensive plans that are dedicated to protecting your favourite spaces and places.

House Insurance

Whether you own or rent, a tailored house insurance policy protects your dwelling and belongings, safeguarding you against unexpected events.

Condo Insurance

Condo insurance is tailored for condo owners in Ontario, providing protection for your unit, personal property, and liability. Fully tailored to you, this is meant to complement the condo corporation’s master policy.

Tenant Insurance

For renters in Ontario, tenant insurance is essential. It protects your personal belongings, offers liability coverage, and can even cover additional living expenses if your home becomes uninhabitable.

House Insurance

Whether you own or rent, a tailored house insurance policy protects your dwelling and belongings, safeguarding you against unexpected events.

Condo Insurance

Tenant Insurance

Airbnb Insurance

If you own rental properties in Ontario, rental property insurance is paramount in protecting your investment. This covers your units, preserving your income stream amidst unexpected events.

Airbnb Insurance

If you own rental properties in Ontario, rental property insurance is paramount in protecting your investment. This covers your units, preserving your income stream amidst unexpected events.

Cottage Insurance

Enjoy the serenity of Ontario’s lakes and forests with cottage insurance. This one-of-a kind program shields your getaway retreat from seasonal risks and provides year-round peace of mind.

Cottage Insurance

Enjoy the serenity of Ontario’s lakes and forests with cottage insurance. This one-of-a kind program shields your getaway retreat from seasonal risks and provides year-round peace of mind.

Home Insurance in Ontario

Home insurance in Ontario is an essential safeguard for homeowners, providing protection against various potential risks and financial losses. Understanding the different aspects of home insurance can help you make informed decisions about your coverage.
Home insurance typically includes several types of coverage. Dwelling coverage protects the physical structure of your home, including walls, roof, and any attached structures like a garage. Personal property coverage extends to your personal belongings, such as furniture, electronics, clothing, and appliances, covering them against risks like theft, fire, and vandalism. Liability coverage is crucial as it protects you against legal claims if someone is injured on your property or if you accidentally cause damage to someone else’s property.

Additionally, additional living expenses (ALE) coverage can be a lifesaver, covering the cost of temporary housing and other expenses if your home becomes uninhabitable due to a covered event. Coverage also often includes detached structures, providing protection for structures not attached to your home, like sheds, fences, and detached garages.

In addition to standard coverage, there are optional coverages. Flood insurance covers damage caused by flooding, which is not typically included in standard home insurance policies. Earthquake insurance provides coverage for damage due to earthquakes, often excluded from standard policies. Sewer backup insurance protects against damage from sewer backups, which can be a costly problem. Identity theft coverage helps cover the costs associated with restoring your identity if it is stolen.

Quote on House Insurance in Ontario

Home insurance is calculated on an individual basis. Insurers assess the level of risk associated with you and your property to determine a personalized quote. Here’s a brief overview of the factors that will influence your next home insurance quote:

Home replacement value. This is the amount of money needed to rebuild your home if it is destroyed. The higher the replacement cost, the more coverage you will need, resulting in a higher premium. You can also choose guaranteed replacement coverage, which ensures your home is covered for a full rebuild even if the cost exceeds the policy limit.
Property type and use. Home insurance brokers in Ontario consider how many people live in your household and whether you rent out your property for additional income. The more risk you present, the higher your premium will be.
Property age. Older homes are more prone to damage, so newly built properties often have cheaper insurance premiums.
Property size. Larger homes require more coverage. Therefore, insuring a 7,000-square-foot mansion will cost more than insuring a 500-square-foot apartment.
Location. Your home’s location significantly impacts your insurance rate. Homes near bodies of water or in high-crime areas are more likely to have higher premiums. Conversely, living near a fire station or fire hydrant can reduce your premium.
Roofing. A newer, higher-quality roof can lower your home insurance premiums because it reduces the risk of damage claims due to severe weather.
Exterior materials. Newer homes, brick homes, and homes made of fire-resistant materials tend to have lower premiums. As buildings age, they are more likely to experience issues like leaky pipes, leading to higher house insurance quotes in Ontario.
Heating, plumbing, and electrical systems. Older systems can result in premiums, and some insurers may require upgrades before providing coverage. This applies to items like wood-burning stoves, galvanized steel plumbing, knob and tube wiring, fuel oil tanks, and 60-amp electrical systems.
Accessory structures. Additional structures, such as garden suites or pools, also need coverage, which can increase your home insurance rate.

The extent and type of coverage you choose will affect your premium. Higher coverage limits and additional coverages, such as for high-value items or specialized risks, will increase the cost of your insurance.

By understanding these factors, you can better anticipate your home insurance quote in Ontario and make informed decisions when selecting coverage.

On the Duliban Insurance Brokers’ website, you can check out online quotes on house insurance in Ontario.

Benefits of Home Insurance with a Reliable Home Insurance Broker

The benefits of securing home insurance through a reputable home insurance broker are numerous. Here are a few key advantages:

A trusted house insurance broker offers expert advice tailored to your specific needs. The experts at Duliban Insurance Brokers will assess your unique situation and make recommendations on the best insurance coverage options to effectively protect your home and property.
Home insurance brokers work with a variety of insurance companies, giving you access to a wide range of coverage options and competitive rates. Duliban Insurance Brokers compares policies from different providers to find the best option that fits your needs and budget.
Unlike buying insurance directly from a company, working with a broker provides a personalized approach.
In the event of a claim, a trusted home insurance broker acts as your advocate. Duliban Insurance Brokers will guide you through the claims process, help you navigate the paperwork, communicate with the insurance company, and maximize your benefits.
Your relationship with your home insurance broker does not end once you purchase your policy. Duliban Insurance Brokers provides ongoing support, answers questions, periodically reviews coverage, and adjusts your policy as needed to reflect changes in your circumstances.

By working with a reputable Duliban Insurance Brokers’ home insurance broker, you can rest assured that your home and possessions are well protected. Are you interested in online home insurance quotes in Ontario? Contact us now at +1 855-385-4226.

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Nicholas Duncan

June has been absolutely amazing! From answering the hundreds of questions, to the speedy responses. She has been so helpful and an absolute delight. We really appreciate her and would absolutely recommend

pavalonh

Amy was such a help! Very friendly, gave me all the info I needed and was patient with my questions and things I didn't understand. Tooootally recommend!

Noah Mulder

I called fairly late into the workday, and Warren was kind and patient enough to help me start a new policy and answer my questions. I'm looking forward to working with them in the future.

K F

Alex reached out to me when I ran into some issues with my insurance. She spent the last two days going everything with in detail and was determined to get me the best possible outcome. I would highly recommend Alex, and Duliban insurance!

Ryan

Lisa was very helpful and great to work with.

Adrien Mcfadden

Hilary Always gets back to you and wastes no time when you have a question or concern about your policy.

Stanislav Gorovoy

Very good experience working with Duliban Insurance Brokers. My communication began with Amy Brown, Senior producer. She has very efficient, professional approach. Her quote was the best one on the market. The process of finalizing the deal was fast and streamlined. Highly recommended.

Deborah Meehan

Lisa at Duliban was fantastic in providing me with multiple quotes and supporting me through the process of switching insurance companies. Her knowledge saved me almost $1500/year!!!... She was friendly and kind, and her patience with me was appreciated as I took my time in getting all of my things together to be ready to sign. Thank you so much Lisa! Now I can go on a vacation with my savings!!!!

H McQ

I had the pleasure of working with Lisa Brant. She was very helpful and took her time with me answering all of my questions and working to help me get the best rates.

Domenic C

Quick, friendly, and best pricing out of all the calls I made. Amy Brown was very helpful and made the process as easy and pleasant as possible.

David Rivas

I’m so happy with the service and attention from this people specially Amy. Thanks a lot for your help and patience.

Emi Vlatkovic

Hilary Phelps best in the business!

Matthew Johnston

They were very helpful in finding me insurance, thank you

Anton Buist

I've dealt with Amy multiple times onboarding mutual clients and have had repeat good experiences over the past 3-4 years. Highly recommend!

J Man

Hilary Phelps has been excellent in regards to switching my current insurance provider and providing me the best rates for my current needs.

Judy Randall

Hilary was fantastic and came up with options for a hard to insure person.

Sung Bin Lee

Lemisha was patient thorough to assist me with home and auto renewal. I also love Duliban's online portal. So handy. Thank you.

Kevin Pera

Lisa Brant has helped me along the way and shown great patience while I get my letter of experience from a previous broker.

Emma L Chartrand

I was shopping for car insurance and had a great and productive interaction with Warren ! He made the process smooth and efficient.Thank you Warren !

Dan Domagala

Very impressed with June. S at Duliban. She is professional, great at communication, and I received coverage I needed.

John Doe

Amy brownExcellent service so glad got insurance here

Paige

After having issues with my last insurance provider, Alexandra (Alex) helped me so much with getting an auto and tenant insurance policy. She has been so responsive in any questions I've had, and if she didn't know she would get the answer and get back to me very quickly. I don't know what I would do without her for my insurance needs because not only Alex, but duliban has been great! Thanks!

John Doe

Amy BrownGreat service I recommend everyone easy going. Got insurance within 2 hr or less

Julian Drazilov

Great service! Bryana was able to help me secure a new auto insurance policy for a far better rate than what I was paying prior. Thank you!

Jack Ranger

Thank you for explaining the products in the policy.

James Hutt

Very friendly, helpful and efficient

Ramis Nazir

My experience working with Lisa Brant has been absolutely fantastic. This was my first time working with an insurance broker and I am now wondering why I never considered one in the past. Lisa has helped me work through a complicated insurance-related situation that I was struggling with on my own; she was patient, informative and detailed in her communication, and easily accessible throughout the entire process. I would highly recommend her to anyone that I know and I will be thinking of her first for any of my future insurance needs. Thank you, Lisa.

Kirk Gordon

Amy has been more than fantastic to deal with! Always very prompt in answering my questions. As a first timer with Duliban, this is great to see!Cheers Amy!

Charlene McTavish

Holly was absolutely amazing to work with. She was so friendly and knowledgeable. Truly appreciate the time she took with me. She was able to greatly reduce my insurance costs while actually getting me better coverage. I would highly recommend Duliban.

Siarhei Perahud

I recently had the pleasure of working with Amy Brown for my auto insurance needs, and she exceeded all my expectations! From the moment I reached out, Amy was incredibly responsive. She called me back immediately and took the time to explain all the details of my options thoroughly.What impressed me most was her ability to help me choose a more affordable option that still met my needs. She was patient and answered all my emails quickly, ensuring I felt supported throughout the process. Additionally, her willingness to communicate via SMS made it even easier to stay in touch.If you're looking for someone who is knowledgeable, professional, and truly dedicated to helping you, Amy is the perfect person to work with. Thank you, Amy, for your outstanding service!

Brad Job

Wish I had never left!!! But I am back now and happy to be back. Great company to work with. June Sabo has gone above and beyond.

Heidi Maharaj

I just had the pleasure of doing business with Holly Moore at Duliban and switched insurance carriers. Holly was extremely helpful at finding the best possible options for me and I am now paying less than half of what I was paying to an insurer that I have been with since 2008. She was also very responsive and could be reached immediately to answer any questions. My current carrier on the other hand made me wait on the phone for over an hour to cancel my existing policy. Night and day difference. Highly recommend Duliban for responsiveness and cost-effectiveness.

David Turcotte

Just finished working with June Sabo to renew Auto and home insurance. She was very knowledgeable, offering many options. She made the whole process easy. Thanks June

Adriana David

Hilary Phelps helped me find good insurance for 3 cars and 3 properties with a high level of professionalism, patience and knowledge. Her response time was always quick, both by phone and by email and she helped me find great rates. Super broker to work with!

Ali Mrad

Very professional, responsive, and easy to work with.

S Boss

Dealing with Hilary was seamless. She provided excellent service with very competitive quotes tailored to our home and auto insurance needs.

Federico Otterstein

I had an excellent customer service experience with Mallory Crossman at this office. She was very attentive to our Vehicle, Home and Bike insurance needs, and got us an excellent quote regarding those. She is very professional and knowledgeable, therefore I will be dealing with this office from now on

Aaron Strohmeyer

Warren was easy to talk to and was quick to answer any questions I had. Looking forward to dealing with him again in the future.

Ryan Mole

Worked with Amy Brown to get car insurance for our new vehicle. Cheapest quote we saw and faster, easier and friendlier than entering all my info in a million forms on line. Thanks, Amy.

sheilagh Currie

I phoned Duliban Insurance after talking with Hilary and her finding a great rate on a renters policy. She did a great job!

Angele LeVert

Holly has been so helpful and attentive - very pleased with her level of service and attention to detail 🙂

Yafiet Afewerki

The service was quick and very professional. Lisa Brandt is an excellent agent. I appreciate her promptness and timely reminders in rendering her service. Happy to be a Duliban family.

Jamie Martin

Reasonable rates, friendly staff. Hilary Phelps was extremely knowledgeable and easy to talk to. She was efficient, and thorough. Highly recommend.

wayne porter

Amy brown was the individual I dealt with at Duliban iinsuranc. Of all the online quotes she was the only lone to follow me up and arranged for my policy, she was very polite easy to talk to and knowleegablei highly recommend her for your insurance needs

Calum S

Hilary is such a great worker, 10/10 would recommend!

Nichol Allan

When ur getting to old to know what u r doing it is great to know some people will take the time to explain over and over and then walk u through it all, thx so much Alex Reed .

Kathryn Hutson

One of the best insurance companies I’ve ever worked with I think. Hilary was incredibly helpful and saved me quite a bit of money for the year with my home & car insurance. Definelty would recommend!

Taylor O'Brien

Hilary is wonderful to work with and she is very knowledgeable ! She takes time to make sure you fully understand your insurance coverages and shes a delight to talk to. 10/10 would recommend Hilary for your insurance needs!

Nathan Dixon

It was a quick and efficient process to get a quote for both Car and Home insurance.Amy Brown helped me find a policy for both that had better features and at a better price. Couldn't be happier.

Denis Patry

I decided to shop around for a different insurance company as I was not happy with my existing provider after having been with them for over 20 years. From the moment I contacted Bryana Brunette at Duliban Insurance, I was very happy with the excellent customer service she provided. She maintained communication throughout the process and followed up with me by text, email and phone as required. Bryana was very knowledgeable, and always courteous and professional. I have now switched over my vehicle to Duliban Insurance, and I will be working on switching over other aspects of my portfolio in the coming months. I would highly recommend Bryana and Duliban for your insurance needs!

Stef Cucuz

This was my first time using an insurance broker and they took all the work out of getting auto insurance. Alex made it easy to get a plan that worked for my needs and even ended up saving my money from my previous coverage. Alex was great at explaining each step and answered all my questions when I had them.

Ryan Watton

Great customer service ! Call Bryana for your insurance needs

Alkeeh Salonga

Duliban insurance was very helpful during the time we were looking for a new auto insurance. June Sabo made it sure that she gives us all the necessary information from the quote to the CAA Membership process and even provided alternative ways when the CAA website was encountering troubles. Thank you Duliban and shout out to June Sabo. 😀

Julia Currie

First time car buyer as well as first time on my own insurance. Hilary was so much help with finding the most affordable option that fit my needs. It was such a smooth process that I appreciated so much, like a weight off my shoulders. I sent my information and she sent me the options!! I could never thank her enough.

Connor Williamson

Bryanna from Duliban Insurance guided me through the process in a timely manner with a good rate highly recommend

Jonathan Tucker

Just spent some time with Meaghan Crossman reviewing my house policy. She was attentive, polite and responsive to my concerns. Excellent experience. Duliban Insurance has been looking after my personal and business insurance for 8 years now. I am thankful for their hard work.

Harold Bartel

Holly Moore was very helpful with getting me an insurance quote and finding me a provider. Thanks

James Paterson

I had the pleasure of working with Holly Moore. Not only was she incredibly professional, Holly was very quick to help find the best coverage options for our Automotive Insurance that met our needs and price point. Thank you Holly for all of your help!! Highly recommended!

Steve Marisa

Brianna Lymburner provided absolutely wonderful customer service while helping us update our home and auto policy. My mother-in-law recommended her to us, and I couldn’t be more grateful. Brianna explained everything so clearly, making sure we fully understood our policy and addressing concerns that hadn’t been met previously. She’s truly a breath of fresh air—professional, kind, and incredibly helpful. I’m so relieved to be solely dealing with her now at Duliban Insurance. Thank you, Brianna, for making this process so seamless and pleasant! Highly recommend her to anyone in need of exceptional service.

Damjan Stinson

Everything was done quick and easy and Mallory the broker who helped me was fantastic

STEPHANIE VIVEIROS

I contacted Duliban and had the pleasure to get quotes from Lisa Brant. Lisa provided me many different quotes as I was deciding in which vehcile I wanted to buy, she helped me through the process and I'm very thankful to Lisa.

Michelle Shedden

Great customer service and flexibility to speak with me

Diana medeiros

A friend told me about CAA On how the car Insurance was so cheap. I end up calling CAA, but got a broker. Lisa was on the other end of the phone call and helped me step-by-step. She was extremely patient and super kind. She answered all my questions with no judgement and best of all she gave me the cheapest car insurance that I have ever had thank you so much Lisa for your quick and professional advice. I would definitely recommend Lisa to guide you through.

Louie Fiorino

Mallory was very quick with quotes and information required for changing insurance company . Also quote was way less then original company.

Bill McInerney

Yvonne Hudson has been very helpful in addressing our questions. And she follows up promptly.

Tamara Strobridge

Hilary Phelps at Duliban insurance was great to deal with. Very friendly and knowledgeable. Stayed in touch every step of the way. Thank you Hilary

Sarah Jones

Bryana and Alex both helped us set up home insurance and were so helpful! Bryana got us started with quotes and answering all my questions as a first-time home buyer. She was quick with following through to help us stick to our quick closing timeline. We really appreciate her help!

wayne porter

Amy brown was a great help with my car insurance. She was the only broker to follow up, on my online request for a quote.she is easy to talk and answers all of your questions I highly recommend her for all your insurance needs

Devin Fan

Bryana was very helpful, knowledgeable and provided excellent customer service from start to finish

Julia Chamberlain

I chose Duliban Insurance not because the price was the best although it was by $20 a month but because Hilary was the ONLY insurance agent to suggest something to potentially lower my insurance in the near future. She has been great to deal with and very informative. I highly recommend her!

Dylan Cruickshanks

Amy was able to give me a great deal, first insurance company that I have talked to that actually cares about their customers

Mark Thordarson

Bryanna, my broker at Duliban made the process smooth and easy. Thank you!

ken thompson

Alex was very polite,knowledgeable, and listened to my requests. Did what she said she would and in the time she promised. I would highly recommend Alex as your agent.

Juan Park

Warren Drake was awesome to work with and helped me get a good auto insurance for a nice price. Thanks!

Neil Gray

Great personal service that is impossible to find anywhere else in the insurance industry today.

joel yaw

Alex was very informative and easy to talk to about my auto insurance. She explained all my questions and helped me find a good price.

Rick Podrebarac

Great service provided by Hilary Phelps, being responsive and providing the best coverage possible at a fair price.

Bruh Cringe

We got very great professional service from Alex.

Cornelia Watson

Great customer service, Lisa is very friendly and got back to us right away with a quote.

Caitlyn Rutledge

Bryana was so kind and took the time to explain everything and help us through finding the best coverage for us. She answered all questions and made sure everything made sense to me and making the process enjoyable!

Sarah Smith

This was my first time getting insurance solo and Lisa made the experience so easy and efficient! She planned for present and future insurance claims and saved me from calling a bunch of places to compare quotes! Highly recommend 🙂

Nathan Armstrong

Thanks to Duliban and most especially thanks to Brianna who helped me with my account and add another vehicle to my plan!

Abystalone Jose

Purchased Auto and home insurance from Duliban. Amy Brown helped me through out the process and she was so patient and kind to answer all my questions and got me a very good price. Saved me a lot of $$$ than my previous insurance which was ripping me off every month.Thanks Amy

al5004

I personally have had a very positive experience with Duliban insurance brokers, Mallory put serious effort comparing different companies with different coverages, she helped me through everything. And on the other side she was tolerant person. My general experience with them so far very much professional 👏 👌

Jenn Stokes

Very quick response and helpful responses

Eva Brown

Alexandra was fantastic! Extremely friendly and knowledgeable. Was able to get a great quote and save us a significant amount of money every month for better coverage then we currently have. Really glad we called! Thank Alexandra for all of your help.

Carol Cummings

I gave Lisa an impossible deadline to provide me with a quote and respond to my questions and she made it happen. She was terrific and I am happy to be a new customer!

Andrea Collins

Excellent experience dealing with June Sabo!

Jay KN

Excellent service. I'm Enjoying working with Duliban.

Head Viking

Amy was friendly and knowagable about my insurance needs and was able to answer all my question regarding coverage for my cars and home insurance. High marks.

Corey Dobben

Excellent company to deal with, Hillary is always super helpful, and gets things done quick.

Angela Lubberts

Hilary was great to work with. She made everything very easy for us

Randy Roussel

Excellent service. Quick responses to my enquiries. Amy Brown is excellent. I would recommend her and the company to anyone who is looking for insurance

bikar gill

From start to finish Lisa was on top of things. She is also polite and very helpful.I would love to deal with her again.Bikar Gill

Stacey

Brianna Lymburner is the best.. my husband and I have both dealt with her and absolutely love how clearly she explains things to us. We appreciate how she makes us feel looked after in a small town way when that feeling is sadly lost in this world. We have been customers of this insurance company for a long time and we recognize the gem that she is. Thank you Brianna for holding us..Clyde and Stacey Dumoulin

Lisa Haynes

Amazing service, rates and broker!!!!!Warren was amazing!

Atif

Warren Drake was very helpful and gave me the best customer service and attention. I highly recommend Duliban Insurance brokers and Warren Drake to help you get the best rates you can find. Truly a great experience.

Michael Yaw

Alex has been very patient and helpful in clarifying the options of my home and auto insurance.

draf-

Mallory C. has been a lot of help and quick with communication and advice. Thank you for tall the help

Jae Wood

I worked with Hilary Phelps and she was wonderful, and super helpful. She helped me look through all my options and lead me to the best one for me, and was also super friendly and kind the whole way through!

Wil Balen

My friend referred me here and Mallory quickly got me an awesome insurance quote 👍👍👍

spcvicar

Co operated and totally efficient. someone who facilitates the people they are serving. Have we turned a corner I hope so... have a blessed New Year.

Yulia Topchiy

I had to change my insurance company and Lisa Brant was extremely helpful and patient to assist and help. I’m such attitude will be the same during our further cooperation👍🤝

Jihad Chauki

I had an amazing experience, Lisa helped me get the cheapest quote without the constant back and forth and headache. I will be recommending everyone to her.

Eugene O'Rielly

Mallory was prompt with replies and helpful throughout my auto insurance application process.

Sarah Khan

Worked on both our home and car insurance with Alex S. and she was INCREDIBLE. Very responsive, went above and beyond, and so patient. Explained everything thoroughly.

Camillion Hands

I had the pleasure of speaking with Alex on Saturday. She was knowledgeable, patient, and kind. So friendly and helpful I will be referring all of my friends and family to her for their insurance needs. Thank you so much Alex!!

Melanie Batter Divas

Love Jane she is extremely helpful and always goes out of her way to get you the best rates.

Travis Harris

Lisa from Duliban Insurance Brokers is an amazing broker she did the unbelievable job too get a great price on insurance and get it so fast thanks again Lisa

Claire Stavina

I would definitely recommend Dubilan to anyone looking for insurance brokers. I had the pleasure of working with Warren Drake, he was very quick and responsive through the whole process.

Heidi Terryberry

Lisa Brant was amazing. It was quick and clear.

Shelley Croth

Alex was amazing! She was able to walk me through the process and even helped me find details about my home that I didn’t know. She was so pleasant and patient while I worked through my details.

Richard Stark

Lisa Brant is excellent. Superb patience, effort and attention to detail.

Vonda Gemuend

During the process of replacing our vehicle with a new vehicle I was able to speak with Brianna Lymburner. She was able to answer all my questions and provide me with information in a very timely manner. She made the process easy and stressless. Thank you Brianna. I will be in touch with you without hesitation if the need arises. A great experience dealing with you. Thank you!

Vonda Gemuend

Had a referral from my sister to get an insurance quote from Trevor Greenizan. My rates had increased substantially from last year and I wanted to shop around. So glad I contacted Trevor. He is knowledgable and professional . Was able to give me a great rate for all our insurance needs. I have already recommended him to my family and friends.

Jon Richardson

Very happy with the experience getting signed up with Duliban Insurance Brokers and thank you very much to Alexandra Shortridge for making it an easy process!!!

Karen Maginnis

Attended the Welland location and was served by Senior Producer TODD MINOR in a very professional way. He provided information I was not aware to even ask, and with much attention to detail. A pleasant experience feeling my business is in capable hands. Thank you for your assistance.

Felicia Firlotte

Great customer service! My Rep Lisa is a great help, they were able to lower my rate significantly

Tyler Earlls

Hillary is a great person to help you thanks for the great experience

Riley M

I was quite impressed with the experience and the insurance rates quoted. Bryana was very accommodating. Would definitely recommend.

Lynda Baker

I met with Lisa Brant to discuss auto insurance. She was extremely helpful and informative about combining my auto and home insurance, which I did. Very happy to be saving money. Lisa made the whole process painless!! Thank you, Lisa

ADIL ZAHOOR

Highly professional and full of knowledge the one and only “ Warren “ . 👍👍

Faida Sada

Warren Drake, Thank you so much for your help. Your knowledge and expertise made the process smooth and easy to understand. It was very comforting that you know exactly what was my need with all the details you mentioned you save me a lot of money so thank you so much for your help.

CharlenysAndrea Pedroza Villegas

Bryana was very supportive and professional during the process of getting a tenant policy for the very first time.

Taylor Montgomery

Great experience- I worked with Lisa sorting out insurance coverage for my first car. She went above and beyond to ensure I was quoted with an accurate and reasonable price. Initial quote was quite large but Lisa took her time and effort to find an affordable price. Couldn’t be happier with the experience I had with Lisa at Duliban, I highly recommend their services and if you have the pleasure of working with Lisa I’m confident you will be offered something you are looking for.

Drue Churchill

Bryanna at Duliban is amazing. She is patient, kind, responsive, and overall very genuine. I’ve been with Duliban for over two years now, they have assisted me in every way possible and have always been easy to work with. I would recommend them to anyone and I’m very grateful to have a team like this to help me with my insurance needs.

kylie madison

Warren was so helpful setting me up with car insurance. He made the entire experience quick and stress free. Thank you for your patience and all of your help!

Greg A

After an unfortunate incident, I purchased a new vehicle. My previous insurance company quoted me an astronomically high rate.After being referred to June Sabbo, and Duliban Insurance by a family member, June had not only found me a much more reasonable rate, but also took the time to review and explain all the different options.At the end of it all, I ended up with better / more insurance coverage than I had with my previous company for the same rate as I was paying on a 5 year old vehicle.Highly reccomend June, and Duliban Insurance

Kirsten Rockefeller

Lisa was great, I’m very happy with her customer service and I got to use my EV discount. Will definitely use her again and I want to move over all my other Insurance over come time for renewal.

Robert Cockell

One of the most satisfying experiences I have in a long time. Hilary was very knowledgeable and professional. Hilary was able to address all my needs and followed up with me to make sure everything was done correctly and to my satisfaction. A job well done Thank you.Robert cockell

Renata Dykstra

I had the pleasure of working with Brandan Ermacora. Professional, considerate and very helpful!

b8teenseeya

June was an absolute pleasure to work with. Her kindness, respect and professionalism was greatly appreciated. Thank you for showing me that exceptional customer service is very much alive at Duliban Insurance Brokers.

Rupam

Brandon is great to talk to and goes out of the way to seek information. Thank you Brandon

Mike M

Excellent help is what I got, thank yous!!!

Kari Andrews

Super friendly, very quick responses on questions and extremely adaptable with my busy schedule. I 100% recommend!

Ken Arbour

I recently moved my personal car insurance from my previous broker to Duliban Insurance Brokers. Hilary Phelps made this transition seamless. Very informative and quick acting. Thank you Hillary and Duliban for your exceptional service.

john chambers

Absolutely wonderful service. Amy made signing a new marine policy an awesome experience and exceeded all expectations!!John

Neil Wilkinson

I recently bought home and auto insurance through Duliban insurance. My agent was Hilary Phelps. I received excellent customer service with Hilary providing several options prior to purchase. I would recommend Duliban Insurance as a company to do business with.

Amanda Rowley

How fast and clear she was, absolutely amazed me she is so professional and responds in such a timely manner. I am so happy to become a new client and can't wait to continue!

Fatih A.

I recently had the pleasure of working with Amy Brown, Senior Producer at Duliban Insurance Brokers, and I couldn’t be more impressed! Amy’s professionalism, dedication, and expertise truly set her apart. She went above and beyond to find the best insurance solution tailored to my needs, explaining every detail clearly and making the entire process seamless and stress-free.Amy’s exceptional communication skills and genuine care for her clients make her an invaluable asset to Duliban Insurance. I highly recommend Amy and the team at Duliban Insurance Brokers to anyone looking for personalized and reliable service. Thank you, Amy, for your outstanding support—I’m a customer for life!

Mike M

Amy at Duliban is a great broker and is willing to go beyond expectations to help you find the best price for insurance. Thank you Amy.

Mekhi Shylo

The Quality of service and great work provided found me much better deal on my insurance. Last my a big shout out to Amy Brown for being an amazing broker 🙂

Angela Karr

Bryana was amazing to help me find a insurer in such a short time and hopefully the best price, I definitely do recommend Duliban to all my family and friends.Thank youAngela

Jelica Stevanov VentureLabels

Efficient and professional, thank you for the great and friendly service!

Stephanie Gregson

An exhausting and terrible accident and claim and Brandon came to my rescue. He is prompt and thorough and I'm super thrilled with his attention to detail.

Donna Collee

I enjoyed meeting with you I felt very comfortable and I wasn't nervous. You were very helpful.

Kyoko Kamata

Despite my poor hearing and speaking of English, She was very patient and kind enough to slow down and break it down for me. I really appreciate it.

Lesley Corvetti

Was a pleasure working with Todd. He was very knowledgeable and thorough every step of the way. Any questions or concerns I had he answered promptly and made sure I understood the policy.

Ryan And Maria

Hilary was amazing to work with: she was responsive, quick and thought outside the box. She has been the best insurance broker we have had. We highly recommend her!

Katie Chiasson

A great price, very knowledgeable, and excellent and efficient service.

Ahmed Saeed-Khan

Alex was thoroughly engaging, concise and quick as we needed coverage within a specified time frame. No hesitations in recommendations for her and the company as a whole.

Robert Lebrun

Hilary Phelps was absolutely wonderful to work with and very helpful setting up my policy

Dannie Burch

June was a wonderful help assessing what I needed and gave me a great price. She made the whole process painless and very quick!

Anita Matiuk

I have filled out quote for car insurance and next day Alex were contacted me. She found the best option for me in a compliance with my requirements. She get paperwork done very fast so next day I have signed them. Also Alex offered me help with cancellation mine current policy so everything run smooth and fast. I’m so thankful to Alex for her patient and professionalism.

Craig Daniel

Amy did a great job of finding me affordable insurance in a quick time period. Fantastic job!

Andrea Sieffert

Very friendly service. Thank you!

J B

Amazing experience with Duliban and Warren!! Warren Drake is so knowledgeable and friendly, his expertise helped me secure insurance that was right for me! His promptness and attention to detail is so appreciated! Highly recommend!!

Alison Galbraith

Alex was friendly, knowledgeable and efficient. She was able to secure insurance that we were happy with while still saving money!!

Clive Beddall

Amy Brown is very helpful and we had some questions that she dealt with straight away. Experience was top notch, excellent service... Thank you Amy!

Dianne Howie

Very professional and helpful. Provided a quote the same day. Thanks

Jason Vanbrederode

Amy at Duliban Insurance Brokers was very helpful and I highly recommend people to reach out to her for a quote before paying their renewal. You will be amazed at what they can do for you. Thank you

Kristopher Scott

Amazing friendly service Amy was great to work with and got me set up quickly thank you very much for all your help!

Fasih Sandhu

In Oct'24, I engaged Amy Brown at Duliban Insurance Brokers to seek insurance renewal for my house in Niagara Falls, ON and she provided a prompt and excellent service, and I finalized the insurance with Intact at a much competitive rate than my current insurance broker and insurance company in Toronto.The online portal of Duliban Insurance Brokers makes it easy to manage the Policy.

Greg Robertson

Hillary has been extremely helpful getting us set up with insurance after a nightmare experience with Allstate.

Marlene Haist

I contacted Bryana about a quote for our home and trailer insurance. She was quick and very thorough with us getting us the correct quote we needed. She saved us a pile of money and was very professional. Thank you so much Bryana for your attention to detail and for putting money back in our pockets. I will definitely be encouraging others to contact you!

Eli Wilcox

Great customer service

Dallas Tanguay

Amy at Duliban Insurance has been absolutely wonderful. After my old insurance broker did me wrong, Amy ensured I got the best rate possible and was super patient with me when gathering all my information. Great experience !

Luigi Ciardullo

My daughter recommended Duliban insurance brokers to me as I was looking for home and auto coverage, Hilary Phelps from Duliban was very helpful and professional, would definitely recommend to friends and family.Thank you Hilary

Paula Lynn Marie Roberto-Potter

When I first called Duliban I had to cancel due to a family issue..Warren Drake was very understanding..about 2 weeks later I called him to see if we could arrange to get a car and house quote.Warren was fast efficient and his positive suggestions made my decision to allot easier to make.Thankyou Warren for taking the time to explain everything.Paula L Potter

Caroline

June made the process very easy. I would recommend a call to her for your insurance needs.

judy Fines

Great service, efficient and friendly!

Kirsten Hoogendoorn

I dealt with Amy for my home and auto insurance. She was super helpful and a pleasure to deal with. She helped me get a very reasonable rate and the communication throughout the entire process was great. Very happy with my decision to contact Duliban.

james Trumbley

She found us the best rates,She was kind and very helpful! We would recommend Amy !

G. Emmott

Received excellent service from Amy Brown in setting up auto insurance - thank you!

Elaine Pigden

A friend referred Duliban to me when I was looking for auto insurance. I had a wonderful experience working with Bryana…she was so pleasant and knowledgeable during our interaction. From the moment I called, I was greeted with happy sounding people…people who obviously enjoy their role with customer service. Thank you again and I will highly recommend your services.

Niagara Contracting & Technical

Hilary was great! Quick easy and efficient!

Stephanie Marchand

Amy was absolutely great. Made things fast and convenient for me so I could get everything I needed done in 1 day

Scott Rankin

The people that work in this office in Beamsville are incredible. They helped us navigate a claim and were kind and compassionate while we were distressed. Sheri you are awesome!!

Brian Harvey

Looking for a face to face quote for both house and auto insurance and dropped in to Duliban insurance on King St in Welland. I was quickly introduced to Amy Brown and we went to her office. Amy was very knowledgeable and professional in providing the information that I was looking for. There was one piece of information that I did not have and she could not retrieve electronically. She promised to get the information and send to me electronically which she did. My follow up questions were responded to quickly. Of the quotes I obtained Duliban were the best. I will be purchasing my insurance with Duliban. Amy has also informed me of their on line portal which will provide me quick access to my insurance need needs such aa online filing of a claim should the need arise.I would not hesitate to recommend Duliban Insurance agency and the services of Amy Brown for your insurance needs.

Brad Beachin

Hello Friends and fellow insurance seekers. I am here to tell you that you will be making THE choice that you are looking for in an insurance company. As a new customer with DULIBAN, I have the pleasure of understanding all I need to know about how to be safe on the road, with Duliban’s wonderful agent JUNE SABO. She helped me with all my questions before I even needed to ask them And More! June is the type of person who lets you feel you have made the right choice and know you joined a friendly family who cares about their customers. Very fair rates. Easy conversation. And always there when you need help. Thank you JUNE, and all the team at Duliban for getting me out on the road safely. Brad Beachin, St. Catharine’s, Ontario, Canada.

Anton Mueller

Maria was professional and knows her stuff.I am completely satisfied and would recommend her to my friends and relatives.But I think you need to change your phone answering system as well as the VOIP . Not up to Industry Standards.

adrian vallentin

Worked with Duliban to get the best and most affordable home insurance policy. Amy was great to work with and made it a quick and easy process to lock in our new home insurance!

James Price

I and my wife have been clients of Todd Minor for more than 15 years. We now have Maria Alvarez filling Todd's shoes We wanted to say that although we miss Todd Maria has done an excellent job in looking after both our auto and home insurance needs. Thank you for going the extra mile for us Maria

Henry Rauwerda

I had a good experienceThanks for your helpHenry

Tony Baptist

Amy Brown was very helpful and advised me about my insurance needs. I started two policies with the company.. one for my dwelling and the second for my sailboat. I have two automobiles that will require new policies when the existing ones expire.

Kathleen Brunette

Bryana was very helpful and well informed in helping me find a policy that was suitable for me. She is very professional and I would highly recommend her.

Nico Palumbo

Hilary made getting affordable car insurance quick and easy, I would highly recommend her to anyone in the market for any insurance.

Trisha Danyliw

June was very thorough. Spent a lot of time with me going over different options of different policies and did not rush through any of it at all. We are incredibly happy with the customer service and the rates that we were given.Thanks June!

Jeffery Hanson

Hillary has been extremely helpful. In my eyes she has gone above and beyond to help me obtain the cheapest possible insurance that I could find. Look forward to being able to work with her in the coming time that I am a client just pick number one two

Hollie Metler

Hilary was great to work with. She helped set my husband and i up with home and auto insurance. Highly recommend.

Jesse VandenEnde

Always enjoy working with Duliban, been using them since my first car. Todd just helped me out with insuring my bootcamp business and the process went well with consistent communication. Thanks, again team!

Joanne Berger

I thank Maria A. for all her time reviewing our policy and finding the best possible rates for us. She was a pleasure to work with.

Jordan

Really helpful and insightful when obtaining insurance

Ian Blane

Warren, my Duliban Insurance representative, was extremely helpful, thoughtful and diligent. Thoroughly making sure I was happy with insurance that totally fits my needs. Thanks so much!

Chris Noto

Amy Brown was a big help in myself making decision to switch to Duliban Ins. Brokers....

Kimberley Ezeard

I will give positive feedback on the competitive rates that were provided by this insurance brokerage, however, I've never had such poor quality customer service and the only reason I have renewed with them this year is because I didn't have enough time to quote with anyone else. I won't be in this position next year.I just received a call from Jason (business owner), we had a very constructive conversation and I feel satisfied that business will run more smoothly moving forward. I sincerely appreciate his time and attention to the matter.

Leah Burke

June Sabo, at Duliban Insurance Brokers, handled my house insurance flawlessly. She asked all the right questions and was well versed in the intricacies of insuring an older home. It's so important to have the proper coverage and June quickly and effectively fulfilled all of my insurance requirements. Plus, she was lovely and friendly.

Leanne Saxton

My many years with Todd Minor and company (Duliban Insurance Brokers) have been nothing but excellent. I have always felt supported in any request. Any situation or question has always been handled effectively and dealt with as a good question. I have always received information that was important to know but I may not have asked about it. They value you as a customer and share their expertise so that you can make the best possible choice.This company and it's people that make it work are highly recommended. It is a healthy and balanced blend of personal contact and electronic access.

Frequently asked questions

You asked, we answered. Hear what our brokers have to say about some of the top insurance questions in Ontario.

What does homeowner’s insurance cover?

This covers a variety of expenses, including property damage, loss of personal property and theft. Your policy will also include private liability, and any added living expenses are often included in the case of an emergency or displacement. A basic homeowner’s insurance policy does not cover flood, earthquake, or voluntary acts of negligence.

What is the difference between actual cash value and replacement cost?

The actual cash value of a personal item or piece of property is the cost of the item sold AS-IS on the current market. If you have owned a private property or structure, their value would have depreciated over that time. Actual cash value will factor this into the final cost. However, replacement cost value is the amount of money it will take to replace your property or damaged goods without deducting for depreciation.

Do I have to document my belongings?

If you are serious about protecting your assets and investments, it is recommended that you carefully document your property and the personal items inside. It’s good practice to walk through your home and take detailed pictures of all your big-ticket items, such as jewelry, appliances, electronics and antiques/ collectibles. If something unfortunate were to happen, this would serve as proof of ownership and show the condition of the item(s) prior to any damage.

What are money-saving ways to protect my home?

Safeguarding your home is the number one investment you can make which will impact your premium. Deadbolts on all of your entry doors and locks on your windows is a great place to start. Installing security and fire alarm systems that automatically notify the local police and fire departments will help to keep your property safe, even when you’re not home.

Installing and maintaining smoke detectors should be another priority for any homeowner, and if you have the means, a sprinkler system and carbon monoxide detector could help to save you from a great deal of damage should a fire break out in your house.

Remove any potential hazards to the best of your ability, such as keeping your walkways and entry points clear – specifically during the winter season. Salting your sidewalk and shoveling snow could save you a lot of time and hassle if something were to happen to a neighbor or passerby. In addition, restricting all access to “attractive nuances” such as swimming pools and trampolines is a good idea.

What happens if my neighbour sues me from an injury that occurred on my property?

With homeowner’s insurance, you may be afforded coverage for the neighbour’s injury. Your policy will cover medical costs resulting from the wound on your property, as well as any legal fees and costs to repair damages that led to our occurred during the injury. (This coverage assumes you were not voluntarily negligent.)

A flood is not covered, but what if my pipes burst and ruin my floors?

Accident discharge of water due to an issue with your plumbing system is included in your homeowner’s insurance plan. If something should happen to your plumbing system causing it to leak into your home, your policy will cover the costs associated with restoring the property. Check your plumbing system at least once per year to ensure everything is operating as it should be.

What happens if I live in a flood zone?

If you happen to live in an area prone to flooding or earthquakes, it is recommended that you add a rider or endorsement to your policy to include damages and loss as a result of these events. Our team can assist you in securing this coverage.

Is my homeowners insurance payment included in my mortgage?

Homeowner’s insurance is not lumped into your mortgage payments unless you request that your insurer opens an escrow account, allowing you to combine your payments together. This has become a more common practice amongst first-time home buyers for more convenient billing.

When should I add to my homeowners insurance policy?

There are many reasons why you should, or could, add to your current homeowner’s insurance policy. For example, if you are adding on to your existing property, you should contact your insurance provider to include this extension and receive guidance on what your plan should now include. You should also consider adding more coverage if you purchase land separate from your current plot, if you are buying another home, or going to rent a structure to others.

You may want to update your homeowner’s insurance policy if you make a significant purchase, such as expensive jewelry, a computer, or even new appliances for your kitchen. If you add to your investments in any way, you should immediately document the changes and contact your insurance professional to consult them on the necessary changes needed to keep your insurance program up to date.

How do I order house insurance in Ontario?

You can find out home insurance quotes and order the service at Duliban Insurance Brokers by calling +1 855-385-4226.

Get a quote today

Working with a broker guarantees your access to the best available insurance with the added benefit of personalized support. See for yourself and get a quote now.

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