Home » Farm Insurance » Tractor Protect
Tractor Insurance in Ontario
Protect your tractor with specialized tractor insurance in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island.
Duliban Insurance offers Tractor Protect, a flexible, affordable monthly insurance program designed specifically for personal-use tractors – with coverage options tailored by province.

why protect
What Is Tractor Protect Insurance?
Tractor Protect is a standalone insurance policy created to cover tractors that are not used for farming or commercial work.
Unlike traditional farm insurance or home insurance add-ons, this program provides all-risk protection and liability coverage for tractors used on rural and residential properties.
Available in:
- Ontario
- New Brunswick
- Nova Scotia
- Prince Edward Island
Not eligible:
- Farming operations
- Tractor must not be used to generate a profit of any kind
- Skid steers, excavators, bobcat, or track loaders
- Tractor race, speed test or tractor pull event
Key Benefits of Tractor Protect
- Coverage for tractors valued up to $79,999
- Monthly subscription (no annual commitment)
- Premiums starting as low as $17/month
- Fast, simple sign-up with credit card billing
- Does not affect your home insurance
- Claims settlement options:
- New tractors: 5-year replacement cost
- Older tractors: Actual cash value (ACV)

WHERE protect
Where can you get coverage?
We provide coverage in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island.
If your tractor is used for personal use only, Tractor Protect is one of the most cost-effective insurance options available in Ontario and Atlantic Canada today. This coverage is perfect for:
- Rural property owners
- Acreage homeowners
- Hobby users
- Seasonal or recreational tractor owners

qualifications
Does your tractor qualify?
In order to be eligible for this program, your tractor must not be used to generate a profit or for farming operations.
What does Tractor Protect with Duliban Insurance Cover?
Tractor Protect policies are built on an all-risk coverage model, meaning you’re protected against a wide range of unexpected events.
Core Coverage Includes:
- Accidental damage and collisions
- Fire, theft, and vandalism
- Weather-related damage
- Coverage on and off your property (Ontario policies)
- Optional coverage for attachments (Platinum plan)
Liability Protection:
- Up to $2,000,000 personal liability coverage
- Covers bodily injury or property damage caused by tractor use
Standard Coverage
- Covers the tractor only
- Insured based on declared MSRP value (up to $79,999)
- Affordable monthly premiums
Platinum Coverage
- Covers tractor and implements
- Blanket coverage for attachments (up to $25,000)
- Decreased deductible from $500 to $250
- Loss of use coverage of $2,500 for a rental
How Much Does Tractor Insurance Cost?
Tractor Protect is designed to be affordable and flexible. With no large upfront payments, it’s an easy way to protect a major investment.
- Premiums start from just $17/month
- Pricing is based on:
- Tractor value
- Coverage level (Standard vs. Platinum)
- Risk factors

Coverage by Province: Important Differences
Ontario Tractor Insurance Details
- Coverage applies on and off your property
- No major highway use (e.g., 400-series highways or QEW)
- No plating required (slow moving vehicle sign required)
- Simple monthly billing (credit card only)
New Brunswick, Nova Scotia & Prince Edward Island
Tractor Protect is also fully available across Atlantic Canada, with some important differences:
- Coverage is primarily on your property
- If operating on roads, the tractor must be transported (floated) for coverage
- No plating or registration is supported under this program
- Designed strictly for non-road, personal-use tractors
Contact Us Today
Don’t risk paying out-of-pocket for damage, theft, or liability.
Get a fast, affordable tractor insurance quote and protect your equipment today
- Get your quote in minutes
- Purchase insurance online
- Flexible monthly payments
- Coverage tailored to your tractor
- Paperless policy
Duliban Insurance works with 20+ Top Insurance Companies



















Our Reviews
What you say matters to us
She has been excellent! Quick to respond to any of my questions and laid out the highlights of the coverage I have acquired.
⭐️⭐️⭐️⭐️⭐️
Excellent experience working with Alex Shortridge for my condo and mortgage insurance. I was under a very tight deadline before closing on a new condo, and Alex truly went above and beyond.
She took the time to understand my family’s needs and secured home insurance coverage that was more comprehensive and better tailored than what several of the larger insurance companies were offering. She also worked directly with our mortgage lawyer to ensure all documentation was in place before the weekend ahead of our Monday closing.
Not only did she find additional discounts, but the policy actually came in less expensive than the big-name insurers while offering stronger, more customized protection.
I highly recommend Alex Shortridge if you’re looking for a knowledgeable, responsive, and efficient insurance broker for condo or home insurance, especially when you’re working under tight timelines.
I had finally found the right vehicle but not the right rate, Amy helped me secure that. She was professional, responsive, and helped me secure a really good rate. She made the whole process simple and assured that she would do her best to help out. Excellent service. I’d definitely recommend Duliban and Amy to anyone looking for a reliable insurance broker to get the best rate and insurance for your needs. Thanks again!
Best
Robert
She made everything feel easy and straightforward. You can tell she genuinely cares about doing things properly and making sure her clients feel comfortable and informed.
Professional, responsive, and incredibly reliable. I would absolutely recommend Hailey-Jane to anyone looking for top level service.
I had an amazing experience with June. She is very knowledgeable and very professional to work with. She answered all of our questions and addressed all of our concerns.
I would highly recommend to go with Duliban Insurance.
Highly recommend June and Duliban Insurance.
John & Carol C.
Moreover, June should be an insurance-for-dummies instructor. I learned more in three days from her clear, cogent explanations than I had ever understood in my 36 years of being insured.
She shared her expert knowledge of a baffling industry to help me navigate within it not just now, but in the future as well. For example, she is the first to ever explain that if I have an at-fault collision with an insurer who offered first-incident forgiveness, but then I leave that insurer for another (within x number of years), the forgiveness doesn't carry over to the new insurer - and boy howdy, the new insurer does NOT care how minor the collision or how many decades of perfect record preceded that one at-fault. This and other invaluable information she taught me will help steer my insurance decisions forever more. Thank you June!
KEN
Amy Brown great service
Upon reaching out to Bryana Brunette, the entire quote process was remarkably straightforward. I conveniently booked an appointment online at a time that was convenient for me within her availability. Bryana Brunette ensured that the entire process was as simple as I have ever experienced, even after numerous years of seeking insurance coverage.
I wholeheartedly recommend this broker company, as I am confident that many of their brokers possess the same level of thoroughness as Bryana Brunette. However, I must emphasize my exceptional admiration for Bryana Brunette’s exceptional timeliness, efficiency, thoroughness, and respect.
highly recommended!
Happy client!
Great experience. A++
They gave me best quote and the customer service is ultra high level.
The most impressive is Amy Brown not only she is truly professional but also a very good person.
Thx you so much for the effort team.
With this in mind, I apologize Alex Shortridge for the wait
she was genuinely one of the most patient people I have ever had the pleasure of working with, I had many confusing questions that she answered and reworded her answers to help me better
And throughout the process of me trying to find a car, she made the process of getting quotes super simple and easy
All around the experience I had with this human being was excellent
Frankly, that word doesn’t carry enough power to explain how happy I am with her work
As you can tell, I am happy with the service
Thank you for making this process less confusing for me Alex!!
Thanks Jhonny!
I’ve dealt with many brokers in the past, but Alex stands out by far. She’s knowledgeable, incredibly friendly, and made the entire process feel easy and stress-free. If you're looking for someone who’s honest, efficient, and truly cares—Alex is the one to call. Highly recommend!
Thank you.
They have been growing a lot and it is well deserved, will continue to work with them into the foreseeable future
Thanks to your efforts, I now have coverage that not only fits my needs but is also affordable. I genuinely appreciate your dedication and support—you're truly a pleasure to work with!
Really great experience all the way from contact to signing. Would highly recommend.
-Mackenzie
Frequently Asked Questions
Payment
No, Tractor Protect is a monthly subscription, and payments are billed monthly.
You can purchase and activate your Tractor Protect policy as early as the next day.
Your policy automatically renews each month, so you’ll have continuous coverage as long as your subscription remains active.
Tractor Protect accepts credit card payments only. Debit cards are not supported at this time.
To cancel your policy, our team will send you a cancellation form to e-sign and guide you through the process.
Email: [email protected]
The standard policy deductible is $500, which is lower than many farm and home policies. This can be reduced to $250 with the purchase of the Platinum coverage option.
Frequently asked questions
Policy Coverage
Tractor Protect is an all-risk insurance policy that provides coverage for:
- Physical damage to your tractor
- Fire
- Theft
- Vandalism
This means your tractor is protected against most unexpected events unless specifically excluded.
To update your Tractor Protect policy, simply contact our team directly. We’ll help you make any necessary changes quickly and easily.
Email: [email protected]
Call: 1-855-385-4226 ext 6005
Getting covered is simple – click here and follow the steps to enroll in Tractor Protect.
Enter the current value of your tractor before taxes. This should reflect the fair market value of the tractor itself (not including attachments).
This program is not designed to cover farm tractors or equipment used for farming or business purposes. We can provide you with a separate quote for your farming operations, which encompasses alternative coverage for equipment, machinery and vehicles.
** Applicable to Nova Scotia, New Brunswick, & PEI **
Tractor Protect is not designed for tractors that require registration or license plates.
If your tractor will be used on public roads, we recommend contacting a local insurance broker to arrange a commercial or automobile policy that meets legal requirements.
Attachments and implements are only covered under the Platinum Package with a limit of up to $25,000. Be sure to select this option if you need that level of protection.
You can insure up to 3 tractors under a single Tractor Protect policy.
Frequently asked questions
Contacting Duliban Insurance’s Tractor Protect Specialist
If you have questions about the Duliban Insurance Tractor Protect program, please call us at 1-855-385-4226 ext 6005

Get a quote today
Working with a broker guarantees your access to the best available insurance with the added benefit of personalized support. See for yourself and get a quote now.
Read our blogs
Hear what’s trending in insurance
Our blog is packed with the tips and tricks you want to read, and deserve to know.

If you own a tractor for use around your home, you have probably asked yourself a simple question: am I

McDougall Insurance Brokers Limited, through its subsidiary Duliban Insurance Brokers Ltd, is happy to announce that it has acquired the

Article Overview Choosing insurance coverage isn’t about finding the cheapest policy or buying the most coverage possible. It’s about understanding

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers

Article Overview: Insurance can be confusing, especially when policies look similar but respond very differently during a claim. This

Running a small business means things change quickly. Revenue grows, services expand, new equipment gets added, and contracts get bigger.
