Cash Crop Insurance

Cash Crop Insurance for Ontario Farm Owners

Cash crop insurance protects Ontario farmers against the ruthless forces of the market and nature.

With rising costs, changing climate, and global competition, Ontario Farmers need Cash Crop insurance coverage to protect their land and investments.

Cash Crop Insurance Quotes for Ontario Farms

Ontario farms have the highest cash crop produce in Canada, which also puts them at the highest risk level. With natural factors such as rain and the overall climate in play, losses are unpredictable, which the farmers need to prepare for, through crop insurance in Ontario.

Duliban Insurance has been catering to Ontario since 1976. The firm’s expertise in providing tailor-made and relevant insurance plans has earned it the title of ‘Hometown Brokers.’ Providing five different types of Farm Insurance – including cash crop insurance Ontario – Duliban Insurance provides the solution to Ontario farmers’ problems. No matter where you are in Ontario, Duliban Insurance is well-equipped to cater to all your farm insurance needs and provide you with a free quotation.

We Service You

Our team of insurance professionals ensures that YOU receive the best coverage possible at the very best price.


We partner with over 20 different insurance companies that fight to earn your business.

Highly Rated

With multiple provincial and national recognition awards, it’s no wonder why our clients rave about us.

Simple Language

We make sure that you understand your policy without confusing you with complicated insurance jargon.

Cash Crop Insurance Details

Farmers are unwilling to invest in a complex insurance policy that has high premiums, especially when the market for cash crops in Ontario is prone to fluctuations. While playing safe and assuming risk is a cost-saving option, it can prove to be wrong in the face of an unforeseen calamity. With valuable farm assets involved, uninsured and underinsured assets can end up being a liability.

Duliban Insurance ensures you get the lowest possible quote with an insurance plan that fits your needs. Associated with 20 major insurance providers, Duliban Insurance fulfills its promise of being your ‘Hometown Broker’.

During our market review process, farmers have often complained about inadequate coverage limits and missing coverages. Another significant issue regarding inadequate coverage of the harvest produced and the lack of acknowledgment of the growth in cash crops’ produce and storage capacity over the years. Undervalued crop insurance in Ontario of cash crop production value and the storage capacity leads to insufficient coverage – a situation no farmer should ever have to be in.

At Duliban, we eliminate any confusion our clients might have, through frequent communication and expert advice. We recognize the changes in prices and variables in the market for cash crops in Ontario. As your storage and production capacity grows, so should your insurance claim. Duliban offers Farm Insurance plans that cater to the gradual growth of the cash crops as well as storage bins.

Duliban’s Farm Insurance plans offer customized solutions, without compromising on coverage. We understand the need for crop insurance in Ontario that is up to date with the market standards and the gradual growth in produce value.

Duliban strives to provide the best solutions for all your requirements – which is why we find a farm insurance policy for you that goes beyond the basic crop insurance in Ontario and expands to other assets that are vital for a farm. At Duliban, we help you purchase a policy that includes insurance for storage and grain holding facilities. It also insures farm machinery, such as tractors and sowers, in addition to providing coverage for multiple farmlands that belong to a single owner.

Coverage Details

Duliban Insurance emphasizes on the importance of ensuring that your farm machinery, farm produce, land, as well as other assets, are insured under their full farm value. To properly document and ensure that your insurance coverage is sufficient to cover the harvest produced, it is important for farmers to record their harvest using a monthly reporting form. This crops insurance Ontario limit is set by calculating the real maximum value of the cash crops produced that are in the bin storage. A deposit premium will be charged off this maximum bin storage limit.

Monthly reminders

Duliban Farm Insurance professionals will assist and remind you at the beginning of every month to provide the current value of the produced cash crops in Ontario. The difference in the amounts of the value in the bin storage and the amount of harvest sold will help Duliban professionals ascertain an average amount of crop-produce that was in the storage for the policy tenure.

A Duliban professional will calculate the average harvest values that were a risk when the time arrives for the end of the policy term. The average value of harvests kept in the bin storage will be adjusted against the amount of premium paid during the life of the policy. Such a policy ensures that farmers avail maximum possible coverage in case of a tragedy during the life of the policy, but the final adjustment of the premiums paid will reflect the coverage which was actually required.

Not confined to cash crops

A solid crops insurance Ontario policy is not only confined to cash crops but also caters to other assets at risk. Such insurance includes coverage for loss to the bin storage facility or the grain handling facility.

After the painful harvesting period, bin storage facilities provide a safe shelter for cash crops in Ontario and any damage to these facilities can prove to be disastrous for a farmer. This additional insurance also provides coverage for the extra costs of transporting, drying, storing, etc.

Coverage for farm machinery

Another type of additional insurance, which is part of a comprehensive crop insurance Ontario policy is, coverage for farm machinery. Pieces of equipment which are vital for sowing and harvesting crops require coverage in case of damage or loss. Some pieces of farm machinery are quite expensive and require protection.

Duliban Insurance finds the best possible quotes for you to add this equipment to a single insurance plan at minimal cost. The insurance limit for recently purchased equipment (purchased less than five years earlier) can be set at the purchase price. The claims for losses against such equipment are settled without incorporating depreciation. Annual reviews of equipment mean older equipment is insured with the limit of similarly used equipment.

Many farmers own multiple pieces of farmland. Your crops insurance Ontario policy needs to provide for all such pieces of land that fall under your ownership. At a minimal additional premium surcharge, the coverage is extended to all farmlands, covering them against any unforeseen incidents. The more farmlands you own, the more you are prone to risk. Vital items such as cash crops in Ontario are at stake. Furthermore, as your machinery travels between farms, their risk is increased due to their exposure on the roadways. In such a situation, it is advised to choose a higher insurance limit and cover such assets as it warrants peace of mind.

In Duliban, we pride ourselves on providing a dedicated service to our customers. We have happily provided insurance solutions to numerous clients and saved them from the hassle of getting quotes and finding a suitable crops insurance Ontario policy. In return, their satisfaction is our most prized achievement. Here is what they have to say about us:

“I was referred by a friend, and now I am a happy customer! Duliban provides best rate and excellent service. I would refer them to any of my friends who need an insurance opinion.” – Jade M