Group coverage is one of the most valuable perks many employers offer. From health and dental care to disability and life insurance, your workplace benefits can provide peace of mind and financial security for you and your family. But to get the most out of your plan, it’s important to

7 Things to Consider Before Starting a Family

Starting a family is an exciting milestone, but it’s also a decision that comes with significant responsibilities. To ensure you’re ready for this next chapter, it’s important to plan ahead and weigh all the factors involved. Here are seven key things to consider when preparing to grow your family. 1.

What Canada’s Aging Population Means for Life Insurance

Canada is undergoing a significant demographic shift. With the population aged 65 and older projected to nearly double by 2050, this aging trend will have profound implications for many sectors—including life and health insurance. Understanding how these changes impact coverage, costs, and planning is crucial for individuals and businesses alike.

Understanding Bill C-64: Canada’s Pharmacare Act and Its Impact on Group Benefits

In October 2024, the Canadian government passed Bill C-64, also known as the Pharmacare Act, marking a significant shift in how essential medications are accessed and funded in Canada. Designed to improve affordability and accessibility, this legislation introduces a publicly funded pharmacare plan starting with universal coverage for diabetes medications

Navigating Mental Health Support in Group Benefits

In the evolving landscape of employee well-being, mental health has become a critical aspect of overall health and productivity. Employers play a pivotal role in supporting the mental well-being of their workforce, and integrating mental health support into group benefits is a powerful strategy to ensure your team is taken

4 Steps to Determine Which Life Insurance is Best For You

Life insurance is a key tool to provide peace of mind and protection for your loved ones. With so many different options out there, we understand that finding the right life insurance can be overwhelming. We strive to provide our clients with valuable guidance, to make this an easier process

Preparing for Rising Prescription Costs in 2025

Prescription costs are on the rise, with experts projecting a significant 7% increase in health benefit expenses in 2025. For employers and employees alike, this presents challenges in maintaining affordable healthcare coverage without compromising on quality. At Duliban Insurance, we recognize how these shifts impact businesses, which is why

Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

As we approach 2025, employers face a significant challenge in managing the costs and risks associated with group benefit plans. Rising healthcare expenses, changing employee expectations, and regulatory pressures necessitate a strategic approach to benefit design and management. By understanding these dynamics, organizations can implement effective strategies to optimize their

The Role of a Benefits Advisor: Why Your Business Needs One

A benefits advisor plays an essential role in helping businesses navigate the often complex world of employee benefits. From health and dental plans to retirement savings, a benefits advisor ensures that employers offer the right packages to meet their employees’ needs while staying within budget. But what exactly does a

national pharmacare plan now in effect for Canada

Canada Passes National Pharmacare Legislation: What This Means for You

On October 10, 2024, Canada reached a historic milestone by passing national pharmacare legislation, a major step toward ensuring equitable access to essential medications across the country. This landmark decision addresses longstanding gaps in prescription drug coverage and brings Canada closer to a universal, single-payer pharmacare system. Here’s what this

Supporting Employee Mental Health with Group Benefit Plans

In today’s fast-paced work environment, mental health is more important than ever. As an employer, one of the best ways to support your team’s well-being is by offering a comprehensive group benefits plan that includes mental health support. These plans not only provide financial relief but also give employees access

Halloween Movie Characters Who Could Have Used Life Insurance

Horror Movie Characters Who Could Have Used Life Insurance

Halloween is full of spine-chilling movies where characters face terrifying situations. But what if they’d had life insurance? Let’s look at seven iconic characters who could have used some financial protection to spare their families from horror, if not themselves! 1. Jack Torrance – The Shining In Stanley Kubrick’s

Duliban Insurance is committed to providing comprehensive insurance solutions tailored to the unique needs of every client, paired with outstanding customer service and affordable rates. Founded in 1976, we’ve proudly represented Canada’s top insurance companies for over 45 years, with steadfast commitment to our clients, our team, and our community.