Digital accounts are at the heart of modern life. From personal shopping to running a business, everything centers around the security of your digital accounts. You enter credit cards, store your home address, and access important services through these accounts. If one of your digital accounts was stolen, the hacker

Differences Between Professional Liability and Commercial General Liability Coverage

Differences Between Professional Liability and Commercial General Liability Coverage May 17th, 2023 Upon receiving notice of a lawsuit involving a business, the first call a business owner makes will likely be to their attorney. The second call will probably go to their insurance broker to ask if the claim falls

Protecting Your Small Business with Crime Coverage

Small businesses and entrepreneurs need to take steps to protect their investments. Crime coverage is an essential aspect of business insurance that can help protect your business from financial losses due to theft, fraud, and other criminal activities. Despite a 38% drop in the rate of breaking and entering over the

How Inflation Can Affect Your Commercial Insurance Policy

What is the connection between inflation and commercial insurance? Inflation drives up vehicle repairs and medical bills, forcing commercial insurance companies to pay out large amounts for claims. Small business owners will subsequently feel the pinch when their insurance policy renews. While small business owners cannot prevent inflation, they

What Is Cyber Insurance? Protecting Your Company’s Digital Footprint

What Is Cyber Insurance? Protecting Your Company’s Digital Footprint January 18th, 2023 Every time someone in your company sends an email, creates an account, posts an image, or tags someone online, it contributes to your company’s digital footprint. While it is impossible to track every digital move to ensure your

How Does the Cost of Building Supplies in Ontario Affect My Business?

How Does the Cost of Building Supplies in Ontario Affect My Business? January 14th, 2023 As a business owner with a commercial building, it is essential to understand the various factors that can impact the cost of your insurance premiums. One such factor is the cost of building supplies, which

Special Event Insurance in a Post-Pandemic Era

Special Event Insurance in a Post-Pandemic Era August 24, 2022 In the spring of 2020, special events were quickly canceled as COVID-19 spread and quarantines became ubiquitous. The entertainment and hospitality industries were some of the hardest hit sectors in business. Nonetheless, where there is a will, there is a

Does Uber Insurance Cover the Customer?

Does Uber Insurance Cover the Customer? August 18, 2022 Ridesharing has become very popular in recent years, and for a good reason. Driving for Uber or Lyft can be a great way to earn some extra cash. However, there are some financial implications you need to consider, especially when it

Why Insurance Companies Need a Letter of Experience for Heavy Vehicles

Why Insurance Companies Need a Letter of Experience for Heavy Vehicles August 2, 2022 Safety is a big concern for heavy truck drivers who work long hours and drive in all weather conditions. Safety is also a major concern for the companies they work for and all the other drivers

Why Professional Consultants Need Their Own Insurance

Why Professional Consultants Need Their Own Insurance July 14, 2022 Being a consultant can be a lucrative career for people who have expertise in a niche area. Businesses are becoming increasingly specialized. Many business owners find it is better to do one thing and do it well rather than trying

Small Business Insurance: Why Your Videography Company May Not Be Properly Insured for Drones

Small Business Insurance: Why Your Videography Company May Not Be Properly Insured for Drones April, 19 2022 Drones are transforming businesses in Canada, and small business insurance may not necessarily cover all risks associated with flying drones for a videography company. As more drones dot the air for business use,

Contractors and Liability Insurance: Why Is General Liability Important?

Contractors and Liability Insurance: Why Is General Liability Important? March, 16 2022 Risks abound on every construction job site in Ontario. Contractor’s liability insurance in Ontario covers most of the common risks in the construction industry. Nonetheless, contractors need to have a good understanding of the types of risks they

Duliban Insurance is committed to providing comprehensive insurance solutions tailored to the unique needs of every client, paired with outstanding customer service and affordable rates. Founded in 1976, we’ve proudly represented Canada’s top insurance companies for over 45 years, with steadfast commitment to our clients, our team, and our community.