Vehicles are not just means of transport today; they also reflect a person’s social status, interests, and lifestyle. Owners leave their vehicles at auto-body repair shops for repairs and customization, which is an act of trust. Vehicle owners count on garage owners to keep their trust intact while servicing their precious automobiles.
Most garage owners are automobile lovers and love what they do. While doing what you love is rewarding work, they must be smart financially as well, lest they suffer a costly setback. Any unforeseen circumstance can cause a fatal blow to their business. This is where a garage insurance Ontario policy comes in.
At Duliban Insurance Brokers, we are dedicated to providing a reliable solution to garage owners in Ontario. Through our dedication and commitment to our clients, we have garnered a reputation for being ‘Hometown Brokers’ – a title we are committed to retaining.
As brokers, we don’t provide insurance but team up with our clients to search for an insurance plan that best fits your needs, from 20 of the most trusted insurance providers in Canada. Our designed garage insurance Ontario plans make sure automobile repair shop owners have adequate coverage for all potential liabilities.
Garage & Auto Body Shop Insurance in Ontario
Duliban Insurance Brokers understand garage owners’ specific needs and aim to accommodate all such needs by providing customized garage insurance Ontario. Garages and auto-repair shops have a more comprehensive policy then a standard commercial or commercial auto policy. Coverages are dependant on the below items;
- Type of vehicles being worked on
- Number of employees
- Service Vehicles
- Number of Yellow Plates
- Use of the vehicles
- And many more
The above gives us a good overall snapshot of how to tailor the policy for your garages’ needs and wants. Coverage can be offered that can cover all medical expenses for any injury or harm caused to employees or consumers onsite as well as provide compensation for any vehicles harmed in case of an unforeseen incident. Additionally, the garage owner can also be held liable for any defective equipment installed in a customer’s vehicle or for a third-party vehicle in case of a collision.
A comprehensive garage insurance Ontario plan should be designed to protect garage owners against any liabilities towards customers, or employees. This can be a result of any harm done to the premises of the garage, or any equipment at the facility.
Modern garages and auto repair shops require advanced technological equipment that assists in repairing and fine-tuning vehicles. Short circuits or fires can cause extreme damage to equipment and, unless they are insured, to the garage owner’s livelihood. Proper coverage for the stock and on-premise equipment is a vital part of the comprehensive garage insurance Ontario plan provided by Duliban Insurance Brokers.
Allow our office to review your business and operations entirely and understand what exposures you are open to. We can then propose an appropriate policy within our office that covers you for all of the exposures that your business is exposed to.
Duliban Insurance Brokers make sure that your insurance plan provides you full coverage for your customers’ vehicles-inside the premises to outside the premises’ gate. For example, a vehicle could sustain damage while being parked in your parking lot, or while on the road for a test drive. Only an experienced insurance broker such as Duliban can provide such extensive coverage, with so much attention to detail.
Modern garages and auto repair shops require advanced technological equipment that assists in repairing and fine-tuning vehicles. Short circuits or fires can cause irreparable damage to such equipment and, unless they are insured, to the garage owner’s livelihood. Proper coverage for the stock and on-premise equipment is a vital part of the comprehensive garage insurance Ontario plan provided by Duliban Insurance Brokers.
Additionally, vehicles on-premise are often targets of theft and vandalism. Items in the glovebox or parts of the vehicle can get stolen, or damage sustained on the exterior of the car. General garage insurance plans usually do not cover such incidents, but Duliban Insurance Brokers provide you with a custom designed garage insurance Ontario plan that covers every aspect of your business.
We have designed insurance products for owned and non-owned automobiles, which include auto repair facilities, body shops as well as new or used car dealers and mechanic shops.