Business on the Move: Commercial Auto Insurance
Do good for your vehicle AND your business, with a customized commercial policy that meets the unique demands of your delivery operations. We’ll shop all available prices across 25+ markets to find your perfect fit and necessary coverages.
Protect your trip from point A to B.
Whether you operate a fleet of delivery trucks or a single company car, the right commercial auto insurance policy ensures that your vehicles are shielded against unforeseen accidents, while also safeguarding your financial stability in the event of liability claims. Trust our expert team to navigate the complexities of commercial auto insurance, customizing a coverage plan that perfectly aligns with your business’s unique needs, and keeps your operations running smoothly.
Vehicle-related incidents can lead to significant loss and/ or disruption to your business operations.
Incorporating a commercial auto policy into your business’ risk management strategy is most common (and recommended) in the following industries:
- Transportation & Logistics
- Retail (Online, Brick And Mortar)
- Construction & Contracting
- Rental & Leasing
- Mail & Courier
- Delivery (Uber Eats, DoorDash)
Coverages
Third Party Liability
Covers the legal expenses if you’re sued after an at-fault accident
Accident Benefits
Provides funds for accident-related injuries
Uninsured Automobile
Covers all costs if a driver is uninsured, or flees the scene of an accident (ie. a hit-and-run)
Direct Compensation
Covers damage to vehicle or other property not at-fault in an accident
Optional Coverages
Collision Coverage
Covers damage to your vehicle if you’re involved in an accident with an object or are at-fault
Comprehensive Coverage
Covers damage to your vehicle from incidents such as hail, wind, water theft or vandalism
Accident Forgiveness
Provides one ‘free’ at-fault accident with no rate increase (granted you remain at the same company)
Depreciation Coverage
Protects your vehicle from depreciation when deemed a “total loss”
Emergency Roadside
Covers the expenses related to towing a vehicle after an accident
Rental Car Coverage
Extends your insurance coverage to a rental vehicle, up to a maximum limit
Frequently asked questions
Our team’s got the answers to the questions you, and other commercial drivers want to know.
Personal auto insurance is not suitable for vehicles primarily used for business purposes. Commercial auto insurance is necessary to ensure proper coverage.
Premiums are based on factors like the type of vehicle, usage, location, coverage limits, driver history, and the business’s specific needs.
The need for commercial auto insurance depends on the frequency and nature of business use. Occasional use may still require appropriate coverage.
Yes, many insurers offer fleet or multi-vehicle policies to simplify coverage and potentially reduce costs for businesses with multiple vehicles.
Operating an uninsured commercial vehicle can result in legal penalties and financial liabilities. It’s crucial to have adequate coverage to protect your business.
We work with 20+ top insurance companies
Our Reviews
What you say matters to us
Get a quote today
Working with a broker guarantees your access to the best available insurance with the added benefit of personalized support. See for yourself and get a quote now.
Read our blogs
Hear what’s trending in insurance
Our blog is packed with the tips and tricks you want to read, and deserve to know.
As you embark on this exciting journey of buying your first home, there’s a lot to consider—from crunching the numbers
Welcome to the Smart Home Era With the rapid adoption of Internet of Things (IoT) devices, our homes are smarter
Calling all pet parents! Are you planning your next adventure with your furry friend by your side? As much as
As more and more people seek authentic connections to their food and the land, sustainable agri-tourism is emerging as a
Are you ready to share the joy of Airstream living with travelers from around the world? Whether you’re looking to
In an era where small businesses are the backbone of the Canadian economy, representing 97.9% of all companies in the