Shop Ontario’s most competitive auto insurance.
Your road to customized coverage.
Welcome to Duliban Insurance, where we understand that a one-size-fits-all solution won’t cut it when it comes to auto insurance. Our commitment to offering personalized auto insurance reflects our belief that every driver is unique, deserving of a policy designed to meet their individual needs and preferences.
Bundles & Discounts
Some things are just better together
Bundling with us is an easy and affordable way to protect the two most significant investments you’ll ever make: your home and your vehicle. Save hundreds of dollars per year with our multi-policy discounts.
Coverages
Get to know what’s covered with your auto insurance in Ontario.
Third Party Liability
Covers the legal expenses if you’re sued after an at-fault accident
Accident Benefits
Provides funds for accident-related injuries
Uninsured Automobile
Covers all costs if a driver is uninsured, or flees the scene of an accident (ie. a hit-and-run)
Direct Compensation
Covers damage to vehicle or other property not at-fault in an accident
Optional Coverages
Collision Coverage
Covers damage to your vehicle if you’re involved in an accident with an object or are at-fault
Comprehensive Coverage
Covers damage to your vehicle from incidents such as hail, wind, water theft or vandalism
Accident Forgiveness
Provides one ‘free’ at-fault accident with no rate increase (granted you remain at the same company)
Depreciation Coverage
Protects your vehicle from depreciation when deemed a “total loss”
Emergency Roadside
Covers the expenses related to towing a vehicle after an accident
Rental Car Coverage
Extends your insurance coverage to a rental vehicle, up to a maximum limit
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Types of auto insurance
Car Insurance
Car insurance is a legal requirement that protects you and your vehicle on Ontario’s roads. Ensure you have the right coverage to stay safe and compliant.
Classic Car Insurance
Preserve your investment with specialized classic car insurance in Ontario. This coverage is designed to protect your prized possession, taking into account its unique value and significance.
Electric Vehicle Insurance
As electric vehicles gain popularity in Ontario, securing the right insurance coverage that protects your ride and enhances its features is critical. Get a custom policy that’s tailored to your specific needs.
Car Insurance
Car insurance is a legal requirement that protects you and your vehicle on Ontario’s roads. Ensure you have the right coverage to stay safe and compliant.
Classic Car
Preserve your investment with specialized classic car insurance in Ontario. This coverage is designed to protect your prized possession, taking into account its unique value and significance.
Electric Vehicle
As electric vehicles gain popularity in Ontario, securing the right insurance coverage that protects your ride and enhances its features is critical. Get a custom policy that’s tailored to your specific needs.
High Risk
If you face challenges securing standard insurance due to previous incidents or driving history, high risk insurance in Ontario provides a lifeline for coverage, keeping you on the road with peace of mind.
High Risk Insurance
If you face challenges securing standard insurance due to previous incidents or driving history, high risk insurance in Ontario provides a lifeline for coverage, keeping you on the road with peace of mind.
Motorcycle Insurance
Some landscapes are just best explored on two wheels. Motorcycle insurance safeguards your ride, ensuring you can hit the open road with confidence.
Ride Sharing & Uber Insurance
Joining the gig economy as a ride-sharing driver? Ride sharing insurance in Ontario ensures you’re covered while ferrying passengers, providing you with the right protection and compliance.
Motorcycle
Some landscapes are just best explored on two wheels. Motorcycle insurance safeguards your ride, ensuring you can hit the open road with confidence.
Ride Sharing & Uber
Joining the gig economy as a ride-sharing driver? Ride sharing insurance in Ontario ensures you’re covered while ferrying passengers, providing you with the right protection and compliance.
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Frequently asked questions
Your insurance policy covers any injury or damage that may occur as a result of an accident, whether to yourself, your vehicle or others.
Should you be in an accident uninsured, the other involved party can sue you for expenses which you will be responsible to pay out-of-pocket. In extreme cases, this can lead to the loss of your life savings and/ or potential jail time for operating a vehicle without insurance.
Although not recommended, you can purchase an auto liability-only policy which covers bodily injury and property damage. This leaves you with the additional costs of repairing or replacing your vehicle in the event of an accident.
This is just a myth! No matter the colour of your car, your premiums will remain the same.
Many insurance companies provide you with payment options, ranging from monthly to yearly.
If you have a DUI or serious at-fault accident on your driving record, an insurance company may refuse to provide you with a policy.
If your credit score is high, your premiums will likely be lower than that of someone with a poor credit rating. Upon renewal, your most recent credit score may be taken into consideration.
There are several ways you can obtain premium discounts, including safety and security vehicle features, a clean driving record and high credit rating. Always ask your agent to review all available discounts to you.
Lucky for you, filing a claim has become quick and easy thanks to modern technology. Some insurance companies now offer an app you can use, however the standard procedure is to call and speak with an agent. This process takes about twenty minutes, and will expedite the claims process.
Auto insurance is required by provincial law, meaning you must have insurance to legally drive. It is also mandatory for all new cars before a dealership will allow you to drive it off the lot. This is to ensure that in the event of an accident, the car will not be a total loss.
Members of your household can be added to your policy, provided that you live at the same address.
The first time you do not make a payment on your policy, your insurance company will mail you a warning letter. If you miss another payment, the company may charge you a late fee, or in extreme cases, cancel your policy.
The deductible is the amount you are responsible for covering before your insurance company will pay the rest. You select the deductible amount at the time of setting up your policy. Traditionally, amounts are $500 and $1,000 – but this is entirely up to you.
You may call at any time to make a change to your policy, however additional premium may be required if adding or increasing coverage. Reducing coverage may result in a refund subject to any minimum premium requirements.
Statistical data has concluded that male drivers are more likely to be in a motor vehicle accident than their female counterparts, and as a result, males pay a higher premium than female drivers.
When it comes to older vehicles, coverage is dependent on the condition of the car. Their worth determines their coverage, so in the event of an accident, most older cars are a total loss, meaning it would cost more to fix the car than it is worth if it can be fixed
Get a quote today
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